Using the Accounts API gives financial technology companies and data intermediaries authorized access to U.S. Bank customer account details.
View account details for multiple account types when you use our Accounts API:
Details include items such as:
Interact with authorized consumer data through our Accounts API to provide value-added services and products that many enrich their financial services experience.
Account ownership and verification is critical for data intermediaries and financial technology companies that wish to use authorized consumer data. Verification means financial aggregators have access to accounts. It does not verify the identity of the consumer. See the Data Toolbox API for additional account and identity services.
Help businesses understand and define a consumer risk score using consumer-authorized payment-level data. Use the score to reduce fees, prevent fraud and improve customer experience.
See a 360-degree snapshot of authorized consumer accounts and financial health indicators. Our Accounts API gives authorized access to consumer accounts including checking, savings and credit lines. You can also help consumers maximize their accounts with personalized advice and suggestions.
How to use the Accounts API with a consumer savings account
Enrich the customer experience with suggestions and alerts to help them make financial decisions. A calculator tool can provide loan details to help customers stay on top of payments.
The developer will not sell, exploit, commercialize, or otherwise reveal, account information (or its derivatives) except as explicitly authorized by the customer.