Get reliable and secure access to consumer financial data with our Data Toolbox API. Based on the Financial Data Exchange 3.0 Specification—the industry standard for exchanging consumer financial data —this product is implemented in conjunction with the U.S. Bank online banking website, where our customers are empowered to control and give consent to which third parties will receive access to their data.
Create powerful applications or use individual tools to support unique requirements through our Data Toolbox.
Provide a wide array of insights for multiple account types that include checking, savings, credit card, mortgage, and brokerage.
View history from customer accounts with details like transaction amounts and dates, as well as who customers interact with.
Retrieve statements as an individual PDF or as a list of statements from a set time frame.
See historical tax forms as PDFs, including 1098, 1099Int, 1099Div, and others as either a single document or a list of documents.
View basic customer profile information, including name, date of birth, address, and phone number.
Authenticate consumers with our Data Toolbox API. View current account balance and a list of transaction history for those consumers who have authorized third-party access to their account information. Plus, using our OAuth tokens mean never storing consumer login credentials.
Confirming who owns an account is paramount to most consumer banking functions. We confirm identity when we open consumer accounts so you can rest assured that it's resolved from the start. When consumers authorize access to their account information, our APIs can provide a valuable asset in your security practices.
{customerId}
and {accountId}
.Help businesses understand and define a consumer risk score using consumer-authorized payment-level data. Use the score to reduce fees, prevent fraud and improve customer experience.
See a 360-degree snapshot of a consumers authorized accounts and offer certain financial health indicators.
How to obtain account and statement-level detail
{accountId}
to obtain details on spending habits. How to make a recommendation on savings account balance
Verifying loan documentation is time-consuming. Using our APIs can help it go faster.
Once you have access to the Tax API, you can:
Enrich the customer experience with suggestions and alerts to help them make financial decisions. A calculator tool can provide loan details to help customers stay on top of payments.
The Data Toolbox API has no restrictions.