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## Discover what you can do.
Leverage a full catalog of APIs and software to rapidly create &amp; deploy cloud-native apps, including a full data science platform and [IBM Watson](https://www.ibm.com/watson). 

* Quickly develop &amp; deploy smart apps within Financial Services.
* Add artificial intelligence (AI/ML) models to your existing applications.
* Implement a next-gen conversational chatbot interface to allow your users to naturally interact with your system(s).
* Access APIs and services from leading FinTechs and more.
Feel free to browse the catalog at https://cloud.ibm.com/catalog to view products, descriptions and pricing plans. Once you create your account, you’ll have access to detailed documentation and tutorials to get you started. 

## Explore Watson AI services. 

### Watson™ Assistant
Build, train and deploy conversational (virtual agents) to interact with any application, device, or channel without data science or heavy development skills.
&lt;a href='https://cloud.ibm.com/catalog/services/watson-assistant' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Assistant.'&gt;Learn more&lt;/a&gt; 

### Watson™ Discovery 

Find answers and uncover insights in your complex business content. Cognitive search technology to ingest documents, automatically learn document structure &amp; content, and continuously improve via Relevancy scoring.
&lt;a href='https://cloud.ibm.com/catalog/services/watson-discovery' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Discovery.'&gt;Learn more&lt;/a&gt; 

### Watson™ Natural Language Understanding 

Take your understanding of unstructured data to a new level by extracting entities, keywords, sentiments, and more. Analyze text and extract metadata such as Keywords, Categories, Entities, Sentiment and Custom models.
&lt;a href='https://cloud.ibm.com/catalog/services/natural-language-understanding' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Natural Language Understanding.'&gt;Learn more&lt;/a&gt; 

### Watson™ Speech to Text 

Quickly convert audio and voice into written text. Speech transcription in batch or in real-time, including customized language and acoustic models.
&lt;a href='https://cloud.ibm.com/catalog/services/speech-to-text' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Speech to Text.'&gt;Learn more&lt;/a&gt; 

### Watson™ Text to Speech 

Convert written text into natural-sounding speech. Speech-synthesis capabilities to convert written text to natural-sounding speech, using deep neural-networks and customizable voices.
&lt;a href='https://cloud.ibm.com/catalog/services/text-to-speech' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Text to Speech.'&gt;Learn more&lt;/a&gt; 

### Watson™ Knowledge Studio 

Teach Watson the language of your domain. Enables domain experts to teach Watson to understand linguistic nuances, co-references, and relationships in unstructured text.
&lt;a href='https://cloud.ibm.com/catalog/services/knowledge-studio' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Knowledge Studio.'&gt;Learn more&lt;/a&gt; 

### Watson™ Studio 

Unleash the power of your data. Build &amp; deploy custom Machine Learning (ML) models and infuse your business with AI/ML. Create Jupyter Notebooks, leverage the languages, frameworks, and libraries of your choice.
&lt;a href='https://cloud.ibm.com/catalog/services/watson-studio' target=&quot;_blank&quot; aria-label='Learn more about Watson™ Studio.'&gt;Learn more&lt;/a&gt; 

### Watson™ OpenScale 

Infuse your AI with trust and transparency. Understand how your AI models make decisions to detect and mitigate bias.
&lt;a href='https://cloud.ibm.com/catalog/services/watson-openscale' target=&quot;_blank&quot; aria-label='Learn more about Watson™ OpenScale.'&gt;Learn more&lt;/a&gt; 

## Create your account. 

Go to https://cloud.ibm.com/ and choose Create an IBM Cloud account, and then follow the Step-by-step instructions. You’ll have access to use any of the listed IBM Watson APIs along with other IBM cloud services.
Your account comes with a credit of USD 200 which can be used on any apps or services that may have a cost associated with them. However, the Watson APIs listed above are currently free of charge.
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IBM Cloud APIs and AI Services