RTP® API PRODUCT SUITE
Move money instantly, anytime.
Initiate and receive real-time payment transactions through a simple, straightforward REpresentational State Transfer (REST) interface.
Initiate and settle payments within seconds.
- Move business funds securely and instantly.
- Complete transactions anytime, every day of the year.
- Manage cash flow with visibility and control.
Individually or as a suite, these APIs move money at the speed of business.
RTP® – Real-Time Payments
Implement features from both the Credit Transfer Message and Request for Payments APIs with one solution.
RTP® – Credit Transfer Message
Initiate instant and secure payments anytime, such as customer refunds and daily payments.
RTP® – Request for Payment
Send configurable reminders to customers, enable future or partial payments, and verify biller identity safely and securely with the RTP® – Request for Payment API.
Explore API features.
Enhance the customer experience and improve receivables reconciliation in real time with RTP® APIs.
Send transfers 24 hours a day, 7 days a week, 365 days a year.
Initiate and manage real-time clearing and settlement of invoices.
Verify your biller’s identity and registration with their financial institution.
Subscribe to receive notifications via webhooks for specific events.
Test API features in a sandbox environment by adding it to a project.