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Individually or as a suite, these APIs move money at the speed of business.

Initiate and receive real-time payment transactions through a simple, straightforward REpresentational State Transfer (REST) interface.

RTP® API PRODUCT SUITE

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GETTING STARTED

Enhance the customer experience and improve receivables reconciliation in real time with RTP® APIs.

Send transfers 24 hours a day, 7 days a week, 365 days a year.

Transactions

Initiate and manage real-time clearing and settlement of invoices.

Invoices

Verify your biller’s identity and registration with their financial institution.

Validation

Subscribe to receive notifications via webhooks for specific events.

Transaction notifications

Test API features in a sandbox environment by adding it to a project.

Sandbox

Explore API features.

The RTP® (Real-Time Payments) suite of APIs allows applications to initiate and manage real-time payments through The Clearing House (TCH) RTP® network:
<ul>
<li>Move business funds securely and instantly.</li>
<li>Complete transactions anytime, every day of the year.</li>
<li>Manage cash flow with visibility and control.</li>
</ul>