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Accelerate your business solutions.

Initiate instant and secure payments anytime, such as customer refunds and daily payments.

Send configurable reminders to customers, enable future or partial payments, and verify biller's identity safely and securely with the RTP® – Request for Payment API.

Enable partner applications to securely originate same-day, standard ACH payment (credit) or collection (debit) requests.

ACH Originations

Enable client applications to retrieve specific transactions, orders and user bill details from Access Online for reporting purposes.

Access Online Transactions

Enable client and partner applications to initiate and retrieve details of domestic account transfers.

Account Transfers

Validate account information to process a payment.

Account Validation

Select a specific date, custom date range or year to view days that U.S. Bank is closed due to bank holidays.

Bank Holidays

Validate routing numbers and retrieve bank branch details, including names, addresses and supported transfer modes.

Bank Information

Supply and securely push digital credit cards to a user's mobile wallet.

Card as a Service

Originate check payable requests quickly and easily through a secure, user-friendly interface.

Check Payables

Instantly access company bank account, credit card balances, transactions and statements.

Corporate Account Information

Create card accounts for corporate travel cards, purchasing cards or One Card plus search, view and maintain account information.

Corporate Credit Cards

Automate the U.S. Bank client’s end customer virtual account opening process. This API is only available for U.S. Bank FBO partners.

Corporate Onboarding

Enables client applications to find and retrieve corporate account statements and a summary of key balances.

Corporate Statements

Harness custody data for upstream decision making.

Custody

Get authorized access to consumer banking account, transaction and tax data.

Data Toolbox

Get authorized access to retail banking consumer account details and create offerings to improve the financial services experience.

Data Toolbox - Accounts

View tax forms and account statements to provide time-saving opportunities for retail banking customers.

Data Toolbox - Documents

Access U.S. Bank retail banking customer-authorized transaction details.

Data Toolbox - Transactions

Fast, safe and easy. Send money directly to your customer's bank account using just an email address or U.S. mobile number.

Disbursements via Zelle®

Integrate your organization’s data and access management with the Freight Payment Customer Profiles API to manage end-user credentials.

Freight Payment Customer Profiles

Submit and receive freight-related transaction data to and from U.S. Bank Freight Payment, using a single, multi-purpose API. 

Freight Payment Transactions

Originate a real-time payment (RTP) with the option to automatically fall back to either an ACH or a wire transfer.

PaySmart

Enable customer digital payments and eliminate the need for applications to store sensitive payee account data.

Payee Choice

Reduce data risk on your application by tokenizing, validating and storing your payee's account details, card numbers and other sensitive information in a highly secure enclave.

Payee Token+

Enables loan origination partners to verify a loan applicant's identity and onboard a new unsecured personal loan account for servicing by U.S. Bank.

Personal Loans

Manage fraud prevention services with greater speed and efficiency. 

Positive Pay

Allow U.S. Bank clients and partners to send money to a receiver's debit card, using the Visa® network.

Push to Card

Implement features from both the Credit Transfer Message and Request for Payments APIs with one solution.

RTP® - Real-Time Payments

Transfer receivables data with the bank through a simple, straightforward interface.

Receivables

Enable client and partner applications to validate accounts, tokenize accounts and move money using tokens.

Tokenized Payments

Onboard the ACH Originations, RTP®–Real-Time Payments, Check Payables, Positive Pay, Corporate Account Information and Account Transfers APIs at once.

Treasury Builder

Power your customers’ money transfer needs securely and efficiently with a bundle of APIs you can onboard in a single integration. This API is limited to qualified partners.

U.S. Bank FBO Account

Calculate the borrowing power of assets, start the loan application process, and view a list of disclosures for a U.S. Bank Flexible Capital Line of Credit®.

U.S. Bank Flexible Capital Platform®

Automate the reconciliation and reporting needs of your U.S. Bank customer’s virtual accounts. This API is only available for U.S. Bank FBO partners.

Virtual Account Reporting

Create and manage virtual card payments for commercial card programs directly from your application.

Virtual Card Payments

Access Voyager accounts directly from your fleet management system<a>. </a>Retrieve account details and change account status directly on demand.

Voyager Accounts

Issue and manage Voyager cards directly from your fleet management system.

Voyager Cards

Manage Voyager driver information and spending limits through your fleet management system.

Voyager Drivers

Get up-to-the-second fleet transaction updates from authorization to payment.

Voyager Transactions

Manage Voyager vehicle information and spending limits through your fleet management system.

Voyager Vehicles

Enable client and partner applications to initiate and retrieve details of domestic and international wire transfers. 

Wire Transfers

Access Voyager accounts directly from your fleet management system. Retrieve account details and change account status directly on demand.

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