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### Accept income payments.


A municipality manages 10 to 50 subsidiaries, using one U.S. Bank account with sub-ledger accounts for each subsidiary. Each month, income funds must be transferred to the corporate key account from the sub-ledger accounts. Using the Account Transfers API, the municipality can automate these income transfers to increase productivity, reduce risk and improve money management. 


 


### Disburse payments.


A property company supervises 100 rental locations with one corporate key account with U.S. Bank and multiple sub-ledger accounts for each of their properties. When rental properties need renovation or other operational expenses, funds from the corporate key account are transferred to the respective sub-ledger account. Using the Account Transfers API, the company automatically transfers the funds without employee intervention.

Example use cases

A transfer between DDA accounts initiated after midnight local time will show as pending but will process and post the next day after 6:00 a.m. local time. However, account balances are updated immediately.


Restrictions

Enable client and partner applications to initiate and retrieve details of domestic account transfers.

Account Transfers

The Account Transfers API allows you to easily move funds between domestic U.S. Bank demand-deposit accounts (DDA) and loan accounts. You can also track and manage account transfer details.








Overview

* Initiate an account transfer. 
* Retrieve a list of accounts.






























































































































* Retrieve the transaction details of a specific transfer. 






























































































































* Search for an account transfer and retrieve the history.
* Receive webhook notifications of the latest status on each transaction.






























































* Evaluate API features in a sandbox environment by adding it to a project.


 
































































































































Features

![Account Transfers - workflow](/content/dam/developer-portal-solutions/en-us/usbank/media/images/products/account-transfers/account-transfer-workflow.png)


Workflow

Alliance Offers

Data as a Service

Invitation to Apply

Accounts

Bank Holidays

Card Activation

Card Controls

Commercial Credit Cards

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards Balance Summary

Rewards Redemption Coming Soon

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

Avvance

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Access Online Transactions

Account Validation

ACH Originations

Bank Information

Card as a Service

Card as a Service API

Check Payables

Core Banking API

Corporate Account Information

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Disbursements via Zelle

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Instant payments

Investment Accounting

Money Movement API

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Push to Card

Receivables

Reference API

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Documentation

Sandbox quick start

Onboarding quick start

Security guide

API reference

Webhook subscription

Application error codes

Postman collection

Release notes

Overview

Features

Workflow

PREVIOUS VERSIONS

Product Documents

Example use cases

Restrictions