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### Lending platform integration
A lending platform integrates Avvance Flex to add Avvance as a primary lender, offering pre-approval and loan application functionalities within their existing user interface.

### Marketplace lending
A marketplace lending platform leverages Avvance Flex to expand their lender network and provide consumers with a wider range of financing options.

### Custom lending solutions
A fintech company builds a custom lending solution using Avvance Flex APIs, tailoring the entire user experience to their specific needs and branding.


Example use cases

<p>A fully headless API solution that provide maximize flexibility to customize user experience.</p>


Avvance Flex

An integration solution that enables third parties to embed U.S. Bank–backed financing capabilities into their own platforms. Designed for FinTech’s, lending platforms, and enterprise solutions, Avvance Flex enables you to deliver a fully customized consumer lending experience—while U.S. Bank manages the underlying capital, underwriting, and provides guidance for a compliant experience. Design the user interface and customer journey to tailor the financing flow to your brand’s specific needs, accelerate time-to-market, and drive higher conversion rates. 

Overview

* **API-driven architecture**: Access a comprehensive suite of RESTful APIs that cover all aspects of the Point-of-sale (POS) lending lifecycle, enabling granular control and customization.
* **Streamlined pre-approval**: Initiate pre-approvals, retrieve personalized offers, and recalculate offers dynamically based on customer needs and preferences.
* **Complete loan application management**: Submit loan applications, retrieve application details, and generate legally sound loan agreement documents seamlessly.
* **Secure loan booking**: Securely book loans with explicit consumer consent and receive immediate confirmation and loan summaries.
* **Enhanced User Experience** : Craft a user experience that seamlessly integrates with your platform's design and functionality, providing a consistent and branded experience for your users.
* **Simplified integration**: Leverage clear and concise API documentation, comprehensive developer resources, and a dedicated sandbox environment for efficient and hassle-free integration.

Features

![Avvance Flex - workflow](/content/dam/developer-portal-solutions/en-us/usbank/media/images/products/avvance-flex/avvance-flex-workflow.png)


Workflow

Alliance Offers

Data as a Service

Invitation to Apply

Bank Holidays

Card Activation

Card Controls

Challenge-Widget

Commercial Credit Cards

Commercial Statements

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Balance Transfers

Credit Card Disputes

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards: Balance Summary

Rewards: Dashboard

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions: Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Elavon Payment Gateway

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Card as a Service API

Core Banking API

Money Movement API

Reference API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Avvance Connect

Avvance Express

Bank Information

Card as a Service

Check Payables

Corporate Account Information

Corporate Account Information 3LO

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Debit Card Phone Number Lookup

Disbursements via Zelle®

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Incoming Webhooks

Instant payments

Investment Accounting

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Push to Card

Receivables

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Documentation

Integration and sequence diagram

Onboarding quick start

Sandbox quick start

Security guide

API reference

Testing your integration

Webhook subscription

Application error codes

Postman collection

Release notes

Overview

Features

Workflow

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PRODUCT DOCUMENTS

Example use cases