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### Retrieve issued check details and status.

Jane processes claims for a major insurance company. She spends much of her time working with different systems, reviewing claims then issuing claim payments. Her employer just released an update to the company's enterprise resource planning (ERP) system, which now integrates the Check Payables API. This allows Jane to review claims and then issue payments from the same system, eliminating room for error or confusion.

 

### Validate expenses in less time.

Julio is a developer that works on an expense tracking system for a major sales organization. In a business line meeting, Julio heard his colleagues voice their concerns with how much time they spend reviewing receipts and matching them to submitted expense reports. Julio recommends they use the Check Payables API to validate expenses and generate checks in less time. His colleagues use the API resulting in more time to focus on other job duties, and Julio is recognized by the business line in helping the team become more efficient.

 

### Track checks from origination through processing via webhooks.

Tim manages AP for a healthcare payer and is responsible for remitting refunds to its policyholders when there's an overpayment. His company integrated the Check Payables API with their new payment system, making it easier for Tim to identify the overpayment amount and create the check request. To validate his work, Tim relies on system notifications to see that the check request is processed, and the customer's refund is on its way.

Example use cases

- Check Payables will not be processed on bank holidays or weekends.

- Check updates and deletes are available before hourly processing.

Restrictions

<p>Originate check payable requests quickly and easily through a secure, user-friendly interface.</p>


Check Payables

The Check Payables API enables partner applications to securely originate check requests by using an interface that’s intentionally designed for simplicity. Check Payables is a fast, easy, and inexpensive way to enhance accounts payable (AP) bank integration and does not require extensive knowledge of terminology or file formatting. 

Overview

### Check origination



- Originate domestic checks.

- Update submitted checks before hourly processing.

- Include multiple recipients on a single check.

- Submit comprehensive remittance data.

 

### Check management

- Retrieve issued check details and status.

- Retrieve a history of checks submitted up to 12 months in the past using search.

- Cancel a submitted check before hourly processing.

- Track checks from origination through processing via webhooks.

- Customize checks with your logo and other items using a predefined set of templates.

- Manage exceptions for checks submitted through Positive Pay API.

 

### Sandbox testing

Test Check Payables API features in a sandbox environment by adding it to a project.

 

### Future enhancements

 Retrieve check images.

Features

![Check Payables - workflow](/content/dam/developer-portal-solutions/en-us/usbank/media/images/products/check-payables/check-payables-workflow.png)

Workflow

Alliance Offers

Data as a Service

Invitation to Apply

Accounts

Bank Holidays

Card Activation

Card Controls

Commercial Credit Cards

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards Balance Summary

Rewards Redemption Coming Soon

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

Avvance

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Bank Information

Card as a Service

Card as a Service API

Core Banking API

Corporate Account Information

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Disbursements via Zelle

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Instant payments

Investment Accounting

Money Movement API

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Push to Card

Receivables

Reference API

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Security guide

API reference

Webhook

Postman collection

Release notes

Getting started

Overview

Features

Workflow

PREVIOUS VERSIONS

Product Documents

Example use cases

Restrictions