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### Send payments efficiently. 
Companies can use the Push to Card API to efficiently send payments to partners, vendors or gig workers. Payments can involve insurance claims, refunds, rebates or commissions. For example, employers can quickly reimburse employees for travel expenses, meal allowances and other business-related costs directly to their debit cards.

### Make a one-time payment to a cardholder. 
A cardholder, who is flying on a U.S.-based airline, is met with unforeseen delays due to poor weather. As a U.S. Bank client, the airline can instantly initiate a one-time payment to the cardholder, using their debit card details, to show the airline’s gratitude for their brand loyalty.

Example use cases

* The receiving debit card must be Visa® or Mastercard®.
* The receiving debit card must be eligible to receive funds.

Requirements

The following restrictions apply: 
* The transaction limit is $125,000 per transaction.
* Originated Push to Card transactions are irrevocable.
* Credit push only.

Restrictions

<p>Allow U.S. Bank clients and partners to send money to a receiver's debit card, using the Visa® network.</p>


Push to Card

The Push to Card service allows U.S. Bank cardholders to send funds directly to individuals, or business debit cardholders, instant access to funds without the need for traditional bank transfers. It simplifies disbursements, refunds and payouts, offering a convenient and efficient way to distribute funds. 

With the Push to Card API, the cardholder can streamline processes and enhance client experiences by providing money on their debit cards directly. Push to Card is best suited for businesses that are looking to make a one-time payment to cardholders using a debit card, which is often readily available, without requiring their bank account information. 

Overview

* Initiate a transaction.
* Retrieve details of a transaction.
* Subscribe to receive notifications via webhooks for transaction status updates. 
### Benefits
* Speed: Fund a consumer account within 30 minutes, 24/7.
* Reach: Available to any eligible Visa® or Mastercard® debit card in the United States.
* Convenience: Payee debit card is often readily available.
* Security: Industry-leading fraud monitoring and detection through Visa®  payment network.
* Reduces the manual tasks and high costs associated with issuing checks.

Features

![Push to Card API workflow](/content/dam/developer-portal-solutions/en-us/usbank/media/images/products/push-to-card/push-to-card-workflow.png)

Workflow

Alliance Offers

Data as a Service

Invitation to Apply

Bank Holidays

Card Activation

Card Controls

Challenge-Widget

Commercial Credit Cards

Commercial Statements

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Balance Transfers

Credit Card Disputes

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards: Balance Summary

Rewards: Dashboard

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions: Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Elavon Payment Gateway

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Card as a Service API

Core Banking API

Money Movement API

Reference API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Avvance Connect

Avvance Express

Avvance Flex

Bank Information

Card as a Service

Check Payables

Corporate Account Information

Corporate Account Information 3LO

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Debit Card Phone Number Lookup

Disbursements via Zelle®

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Incoming Webhooks

Instant payments

Investment Accounting

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Receivables

RTP® - Real-Time Payments

Tokenized Payments

Treasury Builder

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Documentation

Sandbox quick start

Onboarding quick start

Security guide

API reference

Test your integration

Webhook subscription

Application error codes

Postman collection

U.S. Bank Services Terms and Conditions Supplement

Release notes