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### Offer a sophisticated cash management system to clients. 

A senior financial executive for a leading treasury management SaaS provider wants to modernize client treasury operations. Using the Treasury Builder API, the provider gets a fast, secure and robust suite of APIs that are easy to integrate, which can solve most client needs for payables, collections and account data. 
### Streamline and automate treasury management processes. 
A product manager in the treasury department of a large corporation is looking for opportunities to improve efficiencies in their treasury management processes. Using the Treasury Builder API, the corporation can eliminate manual batch files, securely move money between U.S. Bank accounts with their internal systems including enterprise resource planning software.

Example use cases

The Treasury Builder API bundles the ACH Origination, RTP® – Real-Time Payments, Check Payables, Positive Pay, Corporate Account Information and Account Transfers APIs into one implementation. If you implement the APIs in this bundle individually, you must complete the standard implementation for each API.

Requirements

<p>Onboard the ACH Originations, RTP®–Real-Time Payments, Check Payables, Positive Pay, Corporate Account Information and Account Transfers APIs at once.</p>


Treasury Builder

The Treasury Builder packages popular U.S. Bank APIs into one implementation to help you save time and expenses. The APIs in this bundle allow you to create and manage various ACH account transactions, send real-time payments, originate check payable requests, approve exceptions using Positive Pay, access important corporate account information and move money.

Overview

### ACH Originations

 Enable partner applications to securely originate same-day, standard ACH payment (credit) or collection (debit) requests.

* Originate domestic ACH payments or collections at standard or same-day speeds.
* Use tokens in place of account and routing numbers to mitigate the risk of storing recipient bank account details.

* Retrieve ACH transaction details and cancel a transaction. 

<a class='link' target='_blank' href='/products/ach-originations/v1'>Learn more about ACH Originations</a>
### RTP® – Real-Time Payments 
Implement features from both the RTP® – Credit Transfer Message and RTP® – Request for Payments APIs with one solution.
* Send transfers 24 hours a day, 7 days a week, 365 days a year.
* Initiate and manage real-time clearing and settlement of invoices.

* Subscribe to receive notifications via webhooks for specific events. 

<a class='link' target='_blank' href='/products/rtp-real-time-payments/v2'> Learn more about RTP® – Real-Time Payments </a>
### Check Payables
Originate check payable requests quickly and easily through a secure, user-friendly interface.
* Originate domestic checks that can include multiple recipients and remittance data.
* Update or cancel submitted checks before hourly processing.

* Track checks with webhooks and retrieve details up to 12 months in the past. 

<a class='link' target='_blank' href='/products/check-payables/v2'>Learn more about Check Payables</a> 
### Positive Pay

Manage fraud prevention services with greater speed and efficiency.
* Process previous day and same day exceptions.
* See check images as you process your exceptions.

* Receive online notifications via webhooks for previous day or same day exceptions requiring review. 

<a class='link' target='_blank' href='/products/positive-pay/v1'>Learn more about Positive Pay</a> 
### Corporate Account Information

Instantly access company bank account balances, transactions and statements.
* Retrieve detailed account balances and transactions for current day and previous day.
* Retain statements for deposit accounts for up to 12 months.

* Receive incoming transactions notifications via webhooks.

<a class='link' target='_blank' href='/products/corporate-account-information/v2'>Learn more about Corporate Account Information</a>
### Account Transfers
Enable client and partner applications to initiate and retrieve details of domestic account transfers.
* Initiate an account transfer.
* Retrieve the transaction details of a specific transfer. 

* Search for an account transfer and retrieve the history. 

<a class='link' target='_blank' href='/products/account-transfers/v1'>Learn more about Account Transfers</a>

Features

Alliance Offers

Data as a Service

Invitation to Apply

Accounts

Bank Holidays

Card Activation

Card Controls

Commercial Credit Cards

Credit Card Account Details

Credit Card Accounts Overview

Credit Card Alerts

Credit Card Application Status

Credit Card APRs

Credit Card Payments

Credit Card Qualified Offers

Credit Card Statements

Credit Card Transactions

Data Sharing for Marketing Purposes

Digital Wallets

Make a Payment - Coming Soon

Rewards Accelerator

Rewards Automatic Redemption

Rewards Balance Summary

Rewards Redemption Coming Soon

Rewards Redemption Accounts

Rewards Redemptions

Rewards Transactions Earned and Redeemed

Travel Notifications

User Profile

3DSecure2

Avvance

CheckoutJs

Commerce SDK

Converge

Disputes Management

Dynamic Currency Conversion

eBoarding

Elavon Cloud Payments Interface

Fusebox

Hosted Payment Page

In Person Payments on Opayo

Leads

Lightbox payment modal

Online Payments on Opayo

Opayo

Opayo Direct

Opayo Forms

Opayo Reporting API

Opayo Server

Opayo Shared API

Payment Method Gateway

Payments Core 365

Simplify

viaconex

XML API

Access Online Transactions

Account Transfers

Account Validation

ACH Originations

Bank Information

Card as a Service

Card as a Service API

Check Payables

Core Banking API

Corporate Account Information

Corporate Credit Cards

Corporate Onboarding

Corporate Statements

Custody

Data Toolbox

Data Toolbox - Accounts

Data Toolbox - Documents

Data Toolbox - Transactions

Disbursements via Zelle

U.S. Bank Flexible Capital Platform

Freight Payment Customer Profiles

Freight Payment Transactions

Instant payments

Investment Accounting

Money Movement API

PaySmart

Payee Choice

Payee Token+

Personal Loans

Positive Pay

Push to Card

Receivables

Reference API

RTP® - Real-Time Payments

Tokenized Payments

U.S. Bank FBO Account

Virtual Account Reporting

Virtual Card Payments

Voyager Accounts

Voyager Cards

Voyager Drivers

Voyager Transactions

Voyager Vehicles

Wire Transfers

Security guide

Release notes

Overview

Features

PREVIOUS VERSIONS

Product Documents

Example use cases

Requirements