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Developer guide
/api-library/payee-choice/ver-1.1/documents/developer-guide

...to a payee. Initiate payment instructions GET /payees/{payeeID} Allows client applications to retrieve payee details based on payeeID. Retrieve Payee Details POST /payments/search Retreives list of payments based on search criteria. Retrieve payment records GET /payments/{paymentID} Allows...

Developer guide
/api-library/payee-token/ver-1.0/documents/developer-guide

...account information. Create a payee token GET /payees/{payeeAccountToken} Retrieve payee details for the associated payee token. Retrieve payee details DELETE /payees/{payeeAccountToken} Delete a payee token. Delete payee token POST /payees Enables the client application to create a payee token...

Payee Token+
/api-library/payee-token/ver-1.0

...information. With your application providing the payee details to Payee Token+, the payee data is tokenized and stored, and your application receives a payee token in return. If opting for the account validation service, the account details such as the account number and routing number are...

Tags: payee tokenization, payee token management, payment information, ACH, RTP, Zelle, domestic wires, international wires, cards, checks

Payee Choice
/api-library/payee-choice/ver-1.1

...in a single request. Send payments based on payee payment type preference. Send enrollment invitation for a payee that has received a payment request but has not yet created a payee profile. Search for payments. Submit search criteria to receive payment results. Search by payee ID, payment...

Tags: payments, ACH, electronic transfers, prepaid cards, checks, disbursements, transfers

Developer guide
/api-library/payee-choice/ver-1.0/documents/developer-guide

...version Response Body: { "payeeList": [ { "payee": { "payeeID": "QC01121DAS", "payeeName": { "firstName": "John", "lastName": "Smith", "companyName": "Liberty Mutual" }, "payeeContactDetails": { "mobilePhone": 612345890, "email": "example@gmail.com" }, "payeeStatus":...

Developer guide
/api-library/data-toolbox/ver-1.0/documents/developer-guide

...null, "transactionType": "ADJUSTMENT", "payee": null, "checkNumber": null }, { "accountId": "830a27ca-6136-3254-89fb-7927e0f1b6e1", "transactionId": "06382666-c85c-b333-e69b-e80424bbcc77", "referenceTransactionId": null, "postedTimestamp": "2019-04-29T13:41:30.601835-05:00", ...

Developer guide
/api-library/data-toolbox/ver-1.1/documents/developer-guide

...null, "transactionType": "ADJUSTMENT", "payee": null, "checkNumber": null }, { "accountId": "830a27ca-6136-3254-89fb-7927e0f1b6e1", "transactionId": "06382666-c85c-b333-e69b-e80424bbcc77", "referenceTransactionId": null, "postedTimestamp": "2019-04-29T13:41:30.601835-05:00", ...

Payee Choice
/api-library/payee-choice/ver-1.0

...of stale payments. Once U.S. Bank receives a payment request, payment recipients are empowered to create a payment profile and manage how payments are controlled and received. Once a payment preference is selected, U.S. Bank will process a payment request, ensuring a payee receives funds based...

Tags: payments, ACH, electronic transfers, prepaid cards, checks, disbursements, transfers

Developer guide
/api-library/data-toolbox-transactions/ver-1.0/documents/developer-guide

...null, "transactionType": "FEE", "payee": null, "checkNumber": null }, { "accountId": "830a27ca-6136-3254-89fb-7927e0f1b6e1", "transactionId": "4fe15541-c34c-7296-82e7-a84709190c23", "referenceTransactionId": null, "postedTimestamp": "2019-04-29T13:41:30.6017492-05:00", ...

Product notes
/api-library/payee-token/ver-1.0/documents/changelog

...API has been enhanced to help prevent duplicate payees. Revision history Version Highlights Release date 1.1.0 Removed the Idempotency-Key header parameter from the create payee token request. September 2022 1.0.1 Added the On-Behalf-Of parameter to all endpoints to identify if a SaaS provider is...

Product notes
/api-library/payee-choice/ver-1.1/documents/changelog

...30, 2021 1.1.0 Additional Endpoints added:- Get Payee Details- Get Payments- Search for Payments- Payment Status Webhook December 2021

Product notes
/api-library/payee-choice/ver-1.0/documents/changelog

Product notes Version 1.0 © 2021 U.S. Bank Here's what’s new in Payee Choice API! This is the inaugural release of the Payee Choice product. Revision history Version Highlights Release date 1.0 Initial release June 30, 2021

Client authentication
/api-library/payee-choice/ver-1.0/documents/security-guide

Payee Choice Product Security Version 1.0 © 2021 U.S. Bank Authentication verifies the identity of the API client. Payee Choice API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with US Bank as an API partner....

Developer guide
/api-library/virtual-card-payments/ver-1.5/documents/developer-guide

...a Virtual Card In Access Online, a client (payer) issues a payment to a supplier (payee). When creating a virtual card payment, the client must indicate how the card details will be provided or remitted to the supplier. There are three remittance...

Security guide
/api-library/payee-choice/ver-1.1/documents/security-guide

...verifies the identity of the API client. Payee Choice API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with US Bank as an API partner. Once registered, these credentials will be...

Positive Pay
/api-library/positive-pay/ver-1.0

...previous day Positive Pay and same day Positive Pay exceptions. Submit payment decisions on the exceptions. Retrieve exception history and details regarding specific processed exceptions. See check images as you process your exceptions. While processing exceptions, you can see the front image and...

Tags: payments, exceptions, fraud prevention, check, ACH

Security guide
/api-library/payee-token/ver-1.0/documents/security-guide

...verifies the identity of the API client. Payee Token+ API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be...

ACH Originations
/api-library/ach-originations/ver-1.1

...the product manager and conveniently submit payments to vendors and suppliers. Settle claims with payment management. An insurance company is looking for a solution for their insurance application to disburse insurance claims and collect monthly bills. Using the ACH Originations API, the...

Tags: payments, collections, ACH, disbursements, transfers

Data Toolbox - Transactions
/api-library/data-toolbox-transactions/ver-1.0

...and determine the likelihood of whether a payment will clear successfully. Payment risk modeling Help businesses understand and define a consumer risk score using consumer-authorized payment-level data. Use the score to reduce fees, prevent fraud and improve customer experience. Get a list...

Tags: transactions, accounts, checking, savings, aggregator, account aggregation, data toolbox

Bank Holidays
/api-library/bank-holidays/ver-1.1

...features in a sandbox environment by adding it to a project. Example use cases Verify if a specific day is considered a working day or bank holiday. Confirm payment dates in bill payee services. Confirm when a branch is open or closed for holiday hours of operation. Restrictions The Bank Holidays...

Tags: federal holidays, bank holidays, holidays, bank closed dates

Product notes
/api-library/ach-originations/ver-1.2/documents/changelog

...sandbox information to the Ach Originations Developer Guide and Specification. July 2022 1.1 Added new feature to allow a payee token instead of account and routing number. August 2021 1.0 Initial release December 2019

ACH Originations
/api-library/ach-originations/ver-1.2

...the product manager and conveniently submit payments to vendors and suppliers. Settle claims with payment management. An insurance company is looking for a solution for their insurance application to disburse insurance claims and collect monthly bills. Using the ACH Originations API, the...

Tags: payments, collections, ACH, disbursements, transfers

Product notes
/api-library/ach-originations/ver-1.1/documents/changelog

...sandbox information to the Ach Originations Developer Guide and Specification. July 2022 1.1 Added new feature to allow a payee token instead of account and routing number. August 2021 1.0 Initial release December 2019

Virtual Card Payments
/api-library/virtual-card-payments/ver-1.5

...virtual card payments. Manage credit limit, payment expiration and Precise Pay (exact match) security controls to prevent unwanted charges. Modify payment parameters, including credit limit, payment start and expiration dates, supplier email and custom attributes for a given virtual...

Tags: virtual cards, virtual payments, payables, commercial cards, B2B payments