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Found 51 results
.../cards
Assign a new digital card
Card details and unique cardID
PATCH /cards/{cardID}
Update card details
Modified card
GET /cards/{cardID}/cvv
Read the CVV code of a card
CVV
POST /cards/{cardID}/close
Close a card with charges
Closed status
POST /cards/{cardID}/cancel
Cancel...
...current card credit balances
Available credit
Virtual Card Payments also offers webhooks, or optional asynchronous notifications. Webhooks can be received by registering a destination webservice and subscribing to one or more notifications. Currently,...
...user experience to supply a digital corporate credit card for business purchases and expenses. Using tokenization and encryption, the card can be pushed to the user's mobile wallet in a frictionless way. Extensive controls enhance the card's security, making fraud or misuse nearly...
Tags: digital card, mobile payments, mobile wallet, virtual card, virtual payments, virtual credit card payments, payments, payments innovation, security, control, corporate purchasing, corporate expenses, Apple Pay, Google Pay
...up on U.S. Bank Access Online using Visa or Mastercard networks only.
Restrictions
Visa and Mastercard card networks are supported in USD and CAD only.
Tags: virtual cards, virtual payments, payables, commercial cards, B2B Payments
...modify- amount- effectiveUntil
Aug 6, 2021
1.0
/cards/cards/{cardID}/cvv/cards/{cardID}/close/cards/{cardID}/cancel
Create cardRead security codeChange state to closedChange state to canceled
Initial Release
June 4, 2021
Access Online Order
Be aware that the virtual card ID assigned when a card...
...not previous-day balances
Sept 26, 2021
1.0
/cards/cards/{cardID}/cvv/cards/{cardID}/close/cards/{cardID}/cancel/cards/{cardID}/digital-wallet/eligibility/cards/{cardID}/digital-wallet/apple-pay/cards/{cardID}/digital-wallet/google-pay
Create cardRead security codeChange state to closedChange...
..."accountType": "CREDITCARD",
"displayName": "Credit Card - 0812",
"status": "OPEN",
"description": "Credit Card",
"fiAttributes": null,
"error": null
},
{
"accountId": "bc04072e-c883-77d4-8a89-da1cda0d1056",
"accountType": "MORTGAGE",
"displayName": "Mortgage - 3250",
"status":...
...deny services like account creation or step-up credit risk.
Store customer-owned accounts with the {customerId} and {accountId}.
Payment risk modeling
Help businesses understand and define a consumer risk score using consumer-authorized payment-level data. Use the score to reduce fees, prevent...
Tags: data, account aggregation, applications, account management, accounts, checking, savings, credit card, line of credit, loans, mortgage, brokerage, tax, financial health, risk, payoff, OAuth
...use our Accounts API:
Checking
Savings
Credit card
Line of credit
Loans
Brokerage/IRA
Details include items such as:
Account type
Account description
Balances
Interest rate
Loan details
Holdings
Workflow
Example use cases
Interact with authorized consumer data through our Accounts API to...
Tags: account management, accounts, checking, savings, credit card, line of credit, loans, mortgage, brokerage, IRA, retirement, investments
...large number of retail customers storing their credit card information with the company. With the Payee Token+ API, the e-commerce company can manage and reduce the data risks associated with storing their customer credit card information by tokenizing and securing data at the U.S. Bank PCI...
Tags: payee tokenization, payee token management, payment information, ACH, RTP, Zelle, domestic wires, international wires, cards, checks
...60 days ago
055
Cashier's or official check
080
Credit Card Check
081
Participant Line of Credit Check
082
Participant Home Equity Check
084
Participant Broker Check
090
AMEX declined OR Travelers or Gift Cheque declined by AMEX
091
Call AMEX for info at 866.875.5801
092
AMEX approved OR...
...60 days ago
055
Cashier's or official check
080
Credit Card Check
081
Participant Line of Credit Check
082
Participant Home Equity Check
084
Participant Broker Check
090
AMEX declined OR Travelers or Gift Cheque declined by AMEX
091
Call AMEX for info at 866.875.5801
092
AMEX approved OR...
...account types such as:
Checking
Savings
Credit card
Line of credit
Loans
Brokerage/IRA
Retrieve tax documents and receive PDF versions of tax forms including:
1098
1099-INT
1099-DIV
Workflow
Example use cases
Interact with authorized consumer data through our Documents API to provide...
Tags: tax document, tax, loan, mortgage, PDF, credit, checking, savings, data toolbox
...international), checks & card information (credit or debit card). Your application provides the payee details to the Payee Token+ API. The payee data is then tokenized and stored at a secure enclave at U.S. Bank and your application receives a payee token in return. If opted for the account...
...funds transfer, Real-Time Payments or prepaid card. The online exchange platform can automate their payables operations, avoid storing sensitive customer account data on their system and increase user satisfaction by delivering multiple payment options.
Ensure payment certainty for insurance...
Tags: payments, ACH, electronic transfers, prepaid cards, checks, disbursements, transfers
...account is a collection of multiple cards.
cards
Control a specific card within a Voyager account.
Supported: POST /cards/v1/cancel POST /cards/v1/suspend POST /cards/v1/unsuspend
These card operations are supported:
Cancel - permanently disable the card, rejecting all future...
...is a collection of multiple cards and vehicles
card
A card is used to make fleet purchases, which generates transactions
vehicle
A vehicle is used to define spending limits and track card usage
The vehicle URI basepath is
/voyager/account-management/vehicle-services/v1
The vehicle APIs are...
...is a collection of multiple cards and drivers
card
A card is used to make fleet purchases, which generates transactions
driver
A driver is used to define spending limits and track card usage
The driver URI basepath is
/voyager/account-management/driver-services/v1
The driver APIs are listed in...
...and processing system with Voyager data in real time to better manage operations.
A fleet routinely experiences driver turnover.
A fleet has a high volume of drivers misplacing fuel cards.
Suspicious card activity is detected and needs immediate attention.
Fleet management wants to provide...
Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment
...to retrieve the status and details of an RTP credit transfer
GET /credit-transfers/{transactionID}
Check if the recipient's bank is part of the RTP Network
Check if the recipient's bank routing number is part of the RTP Network.
GET/rtp-eligibility-check
POST /credit-transfers
Allows for...
...Network are $100,000 per transaction.
The receiving bank must be part of the RTP® network.
Originated credit transfer messages are irrevocable.
Credit push only.
Tags: payments, RTP, disbursements, transfers
...to retrieve the status and details of an RTP credit transfer
GET /credit-transfers/{transactionID}
Initiate a Request for Payment
Initiate an RTP Request for Payment (RfP)
POST /requests-for-payment
Retrieve Request for Payment Details
Retrieve status and details of a sent RfP
GET...
...in real time.
Lifecycle Management
Add new cards, drivers and vehicles.
Modify existing cards, drivers and vehicles.
Deactivate or reactivate them individually.
Spending Controls
Define and maintain spending limits on cards, drivers and vehicles.
Search
Identify all cards, drivers and...
Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment
...controls
Define and maintain spending limits on cards, drivers and vehicles.
Search
Identify all cards, drivers and vehicles within an account or organization.
Security
Require authorization and encrypted data, assuring access permission and confidential transfer.
Workflow
Example use...
Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment
...suspend, and unsuspend a card. Other controls will be added in the future.
Revision History
Version
Path
Highlights
Release...
...for Payment API. Now that Scott spends much less time on tracking invoices, he can spend more time on other business needs or with his family.
Restrictions
Current credit transfer limits for the RTP® Network limits are $100,000 per transaction.
The receiving bank must be part of the RTP®...
Tags: payments, RTP, disbursements, transfers, receivables
...account is a collection of multiple cards.
card
A card is used to make fleet purchases, which generates transactions.
transactions
The lifecycle of a payment is recorded as a set of transactions.
POST /transactions/search
A fleet transaction has this lifecycle:
graph LR
...
...solution gives you direct access to all Voyager card transactions within a fleet. It comes along with an online account management tool with built-in fraud controls, so you can view transactions in real time. Also, fleet payment cards let drivers across the country handle their expenses...
Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment
...resolve discrepancies faster.
Automatically pull card account data.
John is an auditor and spends most of his time reviewing order details from various accounts to generate weekly reports. As he increases the number of accounts he manages, he needs a better way to maintain reviewing these details...
Tags: transactions, orders, attachments, commercial cards
...requests to pay invoices in real time via Request for Payment and can immediately submit a payment in return, completing transactions within seconds.
Restrictions
Current credit transfer limits for the RTP® Network are $100,000 per transaction.
Receiving bank of the transaction must be part of...
Tags: payments, RTP, disbursements, transfers, receivables
...by the claimant. She proceeds to initiate an ACH credit to their account knowing that the funds will confidently be secured by the intended recipient.
Scenario three:
Marco needs to pay his utilities bill. He logs on to his utility provider’s website and enters his account information. As he...
Tags: account validation, fraud prevention, payments, risk mitigation
..."Returned Check",
"memo": null,
"debitCreditMemo": "CREDIT",
"category": null,
"subCategory": null,
"reference": null,
"status": "POSTED",
"amount": 1000,
"foreignAmount": null,
"foreignCurrency": null,
"imageIds": null,
"lineItem": null,
"fiAttributes": null,
...
..."string",
"chargeType": "string",
"cardNumber": "string",
"cardType": "string",
"chargeTypeDescription": "string",
"transactionDate": "string",
"authorizationCode": "string",
"authorizationReference": "string",
"merchantAdditionalData": "string"
}
},
"invoiceDetails": [
{
...
...you use our Transactions API.
Savings
Line of credit
Loans
Investments
For checking and savings accounts, transaction details include:
Amount
Type
Time stamp
Category
Check number
Description
Payee
For brokerage and investment accounts, transaction details include:
Type
Shares
Price
Face...
Tags: transactions, accounts, checking, savings, aggregator, account aggregation, data toolbox
..."2020-05-01T00:00:00.000Z",
"debitCreditIndicator": "CREDIT",
"transactionDescription": "Internal Wire Transfer Credit(s)",
"BAICode": "191",
"transactionReferenceNumber": null,
"bankReferenceNumber": "200902000273",
"amount": 20.000,
"currency": "USD",
...
...by the claimant. She proceeds to initiate an ACH credit to their account knowing that the funds will be secured by the intended recipient.
Validate account information to process a payment.
Marco needs to pay his utilities bill. He logs on to his utility provider’s website and enters his account...
Tags: account validation, payments, risk mitigation
...by the claimant. She proceeds to initiate an ACH credit to their account knowing that the funds will be secured by the intended recipient.
Validate account information to process a payment.
Marco needs to pay his utilities bill. He logs on to his utility provider’s website and enters his account...
Tags: account validation, payments, risk mitigation
...to securely originate domestic ACH payment (credit) or collection (debit) requests. With an interface intentionally designed for simplicity, ACH origination doesn’t require extensive knowledge of National Automated Clearing House Association (NACHA) terminology or file format. This makes...
Tags: payments, collections, ACH, disbursements, transfers
..."The status of the transaction with transaction id {{transactionID}} has changed "
"eventType": "Credit Transfer status change"
}
Shared Error Messages
HTTP Code 400: Invalid request
Application Error...
...over time in relation to their sales cycle and credit line leverage. Sandra uses the Corporate Account Information API to help her pull U.S. Bank deposit account balances, perform the analysis needed to assess previous transactions data, and predict financial spending.
Restrictions
Deposit...
Tags: corporate accounts, treasury reporting, cash positioning
...to securely originate domestic ACH payment (credit) or collection (debit) requests. With an interface intentionally designed for simplicity, ACH origination doesn’t require extensive knowledge of National Automated Clearing House Association (NACHA) terminology or file format. This makes...
Tags: payments, collections, ACH, disbursements, transfers
Card as a Service API Product Security
Version 1.2
© 2021 U.S. Bank
Mutual Authentication
This API requires the use of mutual authentication. Details will be provided when registering with US Bank as an API partner.
Mutual authentication, aka two-way authentication, is the process of the API...
...(e.g. ACH electronic transfer, Zelle, Prepaid Card or Check). This also sends reminder enrollment invitations to payees who haven't completed enrollment.
Request URL
POST /payees/invitations
Request Header:
Parameter
Type
Data Type
Description
Accept*
header
string
Indicates the acceptable...
Virtual Card Payments API Security
Version 1.3
© 2021 U.S. Bank
"Access® Online" is a registered trademark of U.S. Bank
Mutual Authentication
This API requires the use of mutual authentication. Details will be provided when registering with U.S. Bank as an API partner.
Mutual authentication, aka...
...are listed below. The pending APIs are planned for future releases and subject to change.
Resource
Available APIs
Pending APIs
Availability
Transactions
Search
Now
Cards
Cancel, Suspend, Unsuspend
Create, Update, Read, Search
2H 2021
Drivers
Create, Update, Read, Search, Terminate,...
...are listed below. The pending APIs are planned for future releases and subject to change.
Resource
Available APIs
Pending APIs
Availability
Transactions
Search
Now
Cards
Cancel, Suspend, Unsuspend
Create, Update, Read, Search
1H 2022
Drivers
Create, Update, Read, Search, Terminate,...