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Found 93 results
...Accounts API:
Checking
Savings
Credit card
Line of credit
Loans
Brokerage/IRA
Details include items such as:
Account type
Account description
Balances
Interest rate
Loan details
Holdings
Workflow
Example use cases
Interact with authorized consumer data through our Accounts API to provide...
Tags: account management, accounts, checking, savings, credit card, line of credit, loans, mortgage, brokerage, IRA, retirement, investments
...information including checking, savings and credit lines.
Call the Accounts and Statements APIs using {accountId} to obtain details on spending habits.
How to make a recommendation on savings account balance
Use the Accounts API to determine if a savings account is present.
Get the current...
Tags: data, account aggregation, applications, account management, accounts, checking, savings, credit card, line of credit, loans, mortgage, brokerage, tax, financial health, risk, payoff, OAuth
...check
080
Credit Card Check
081
Participant Line of Credit Check
082
Participant Home Equity Check
084
Participant Broker Check
090
AMEX declined OR Travelers or Gift Cheque declined by AMEX
091
Call AMEX for info at 866.875.5801
092
AMEX approved OR Travelers or Gift Cheque approved by...
...check
080
Credit Card Check
081
Participant Line of Credit Check
082
Participant Home Equity Check
084
Participant Broker Check
090
AMEX declined OR Travelers or Gift Cheque declined by AMEX
091
Call AMEX for info at 866.875.5801
092
AMEX approved OR Travelers or Gift Cheque approved by...
...when you use our Transactions API.
Savings
Line of credit
Loans
Investments
For checking and savings accounts, transaction details include:
Amount
Type
Time stamp
Category
Check number
Description
Payee
For brokerage and investment accounts, transaction details include:
Type
Shares
Price
Face...
Tags: transactions, accounts, checking, savings, aggregator, account aggregation, data toolbox
...types such as:
Checking
Savings
Credit card
Line of credit
Loans
Brokerage/IRA
Retrieve tax documents and receive PDF versions of tax forms including:
1098
1099-INT
1099-DIV
Workflow
Example use cases
Interact with authorized consumer data through our Documents API to provide value-added...
Tags: tax document, tax, loan, mortgage, PDF, credit, checking, savings, data toolbox
...]
Up to 5 lines of comments
customAttributes[ ]
Up to 20 \<name:value> pairs. The provided name must match a name previously configured in the system. A limited number are included in the system-managed remittance.
If successful, a virtual card is...
...lines of comment
customAttributes[]
Optional list of \<name:value> pairs. The provided name must match a name previously configured in the system. A limited number are included in the system-managed remittance.
If successful, a digital card is...
...a U.S. Bank payment reference number assigned.
NOF – Notification of Failure: This notification is sent immediately when the payment request is rejected by the U.S. Bank wire application. You must review the error code assigned, correct the issue and send a new payment request.
ACK – Positive...
...over time in relation to their sales cycle and credit line leverage. Sandra uses the Corporate Account Information API to help her pull U.S. Bank deposit account balances, perform the analysis needed to assess previous transactions data, and predict financial spending.
Restrictions
Deposit...
Tags: corporate accounts, treasury reporting, cash positioning
...applications to retrieve the status and details of an RTP credit transfer
GET /credit-transfers/{transactionID}
Initiate a Request for Payment
Initiate an RTP Request for Payment (RfP)
POST /requests-for-payment
Retrieve Request for Payment Details
Retrieve status and details of a sent RfP
GET...
...applications to retrieve the status and details of an RTP credit transfer
GET /credit-transfers/{transactionID}
POST /credit-transfers
Allows for applications to initiate an RTP credit transfer. The payer in the credit transfer should be a U.S. Bank customer.
Parameters
Parameter
Type
Data...
..."USD",
"originalCurrencyCode": "USD"
},
"lineOfBusiness": null,
"accountNumber": "00000000000182375057375",
"accountNumberDisplay": null,
"routingTransitNumber": "00075000022",
"balanceType": "ASSET",
"interestRate": 0,
"interestRateType": null,
"interestRateAsOf": null,
...
...credit transfer limits for the RTP® Network are $100,000 per transaction.
The receiving bank must be part of the RTP® network.
Originated credit transfer messages are irrevocable.
Credit push only.
Tags: payments, RTP, disbursements, transfers
...sequence diagram below is a sample sequence of Access Online Transaction and Order API requests (and is not exhaustive). The workflow includes these significant steps:
The OAuth API is used to obtain a temporary access token
The access token is used to retrieve a transaction
The access token...
...logo and other items (using a predefined set of templates).
Future enhancements
Retrieve paid check images.
Manage exception items by integrating with our Positive Pay API.
Workflow
Example use cases
Retrieve issued check details and status.
Jane processes claims for a major insurance company....
Tags: checks, payables, payments
...transfer limits for the RTP® Network limits are $100,000 per transaction.
The receiving bank must be part of the RTP® network.
Originated credit transfer messages are irrevocable.
Tags: payments, RTP, disbursements, transfers, receivables
...and velocity controls.
Streamline the extension of corporate credit.
Workflow
Example use cases
Reconcile instant transactions.
Mary is traveling on a major airline that is experiencing delays, causing her to miss the last connecting flight back home. The airline issues funds to her from their...
Tags: digital card, mobile payments, mobile wallet, virtual card, virtual payments, virtual credit card payments, payments, payments innovation, security, control, corporate purchasing, corporate expenses, Apple Pay, Google Pay
...with the supplier, she learns they have a $25 credit on their account from a previous overpayment. Barbara and the supplier agree to apply the credit to this payment and the existing virtual card payment can be closed. Her company's AP system is connected to Access Online via API, so when she...
Tags: virtual cards, virtual payments, payables, commercial cards, B2B Payments
...within seconds.
Restrictions
Current credit transfer limits for the RTP® Network are $100,000 per transaction.
Receiving bank of the transaction must be part of the RTP® network.
Originated credit transfer messages are irrevocable.
Tags: payments, RTP, disbursements, transfers, receivables
...through access to a nationally-shared database of checking and savings accounts with data from thousands of trusted financial institutions.
Workflow
Example use cases
Scenario one:
George is a customer service representative for the local cable company. He’s speaking with Joanne, a customer...
Tags: account validation, fraud prevention, payments, risk mitigation
...callback URI provided by the client at the time of onboarding.
Sample payload of the request body for a call to the callback URI is as follows:
{
"targetUrl": "https://alpha-api.us.bank-dns.com/gtm/money-movement/rtp/v1/credit-transfers/{transactionID}"
"message": "The status of the transaction...
..."USD",
"originalCurrencyCode": "USD"
},
"lineOfBusiness": null,
"accountNumber": "00000000000182375057375",
"accountNumberDisplay": null,
"routingTransitNumber": "00075000022",
"balanceType": "ASSET",
"interestRate": 0,
"interestRateType": null,
"interestRateAsOf": null,
...
...and savings accounts with data from thousands of trusted financial institutions.
Employ one of two response payload types with differing levels of data.
Detailed or Translated
Translated Responses will provide basic information regarding the ownership and/or account.
Detailed Responses provides...
Tags: account validation, payments, risk mitigation
...and savings accounts with data from thousands of trusted financial institutions.
Employ one of two response payload types with differing levels of data.
Detailed or Translated
Translated Responses will provide basic information regarding the ownership and/or account.
Detailed Responses provides...
Tags: account validation, payments, risk mitigation
..."string",
"address": {
"addressLine1": "100 Main St",
"addressLine2": "Apt 116",
"zipCode": "60606"
}
}
},
"invoiceDetails": {
"primaryReferenceNumber": "451948",
"secondaryReferenceNumber": "A-451948",
"customerReferenceNumber": "ASD-1234",
"billDate": "08/21/2020",
...
..."totalCredits": 186810591.76,
"numberOfCredits": 89,
"totalDebits": 10591.76,
"numberOfDebits": 8,
"accessibleBalance": 10591.76,
"balanceAsOfDate": "2020-05-03T00:00:00.000Z"
}
]
}
POST /accounts/previous-day
Get account balances for previous day
Request URL
POST...
...new in Accounts!
This is the inaugural release of the Accounts Product and features access to Accounts information. Accounts product is one of several products in the Data Toolbox line.
Revision History
Version
Path
Highlights
Release Date
1.0
/account
Initial release
July 31, 2019
...is the inaugural release of the Documents Product and features access to Accounts, Statements and Tax documents information. Documents product is one of several products in the Data Toolbox line.
Revision History
Version
Path
Highlights
Release...
...is the inaugural release of the Transactions Product and features access to Accounts and Transactions information. Transactions product is one of several products in the Data Toolbox line.
Revision History
Version
Path
Highlights
Release Date
1.0
/account/transactions
Initial release
July...
...in Data Toolbox!
This is the inaugural release of the Data Toolbox Product and features access to Accounts, Transactions, Statements and Tax information. Data Toolbox is U.S. Bank flag ship product in the Data Toolbox line.
Revision History
Version
Path
Highlights
Release...
...easy, and simple.
Pay businesses for procurement of supplies.
Refund a customer.
Reimburse employees for expense reports.
Settlement of a claim.
Pay a contractor.
Collect on funds due.
Perfect for:
Enterprise resource planning systems
Accounts payable applications
Insurance or healthcare...
Tags: payments, collections, ACH, disbursements, transfers
...LIMITATION, DAMAGES TO EQUIPMENT, FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER CAUSED BY OR RESULTING FROM (1) THE USE OR THE INABILITY TO USE THE DEVELOPER PORTAL/API(S); (2) ANY FAILURE OF PERFORMANCE,...
...time a request is sent, including each retry of a failed request. Often, a GUID is used, but any string value is valid.
Correlation-ID: 123e4567-e89b-12d3-a456-42766544abcd
Error Responses
Errors originate from the gateway or the service. Consequently, gateway errors adhere to one response...
...refuse to accept any cookies, and the majority of devices and browsers offer additional privacy settings for cookies. You do this through your browser settings. Each device and each browser is a little different, so look at your device settings or your browser Help menu to learn the correct way...
...to enter a subject or brief description of your concern.
Type to enter a detailed description of your issue including any details such as the API you are using, steps to re-create your problem, or any additional information that will be helpful in assisting the team with understanding...
...{
"addressLine1": "123 Main St",
"addressLine2": "Unit 1",
"addressLine3": " ",
"city": "San Francisco",
"state": "CA",
"zipCode": 94111,
"country": "US"
}
},
"checkDetails": {
"checkNumber": 1001,
"checkEffectiveDate": "2020-12-01",
"amount": 1200.13,
"currencyCode": "USD"
...
...request.
Note the required inclusion of scopes as part of the request.
Query Parameter
Value
Description
client_id
string
Required - The Issued Consumer Key value
response_type
string
Required - value should be "code"
redirect_uri
string
Required - The redirect URL that was registered...
...request.
Note the required inclusion of scopes as part of the request.
Query Parameter
Value
Description
client_id
string
Required - The Issued Consumer Key value
response_type
string
Required - value should be "code"
redirect_uri
string
Required - The redirect URL that was registered...
...request.
Note the required inclusion of scopes as part of the request.
Query Parameter
Value
Description
client_id
string
Required - The Issued Consumer Key value
response_type
string
Required - value should be "code"
redirect_uri
string
Required - The redirect URL that was registered...
...request.
Note the required inclusion of scopes as part of the request.
Query Parameter
Value
Description
client_id
string
Required - The Issued Consumer Key value
response_type
string
Required - value should be "code"
redirect_uri
string
Required - The redirect URL that was registered...
..."USD",
"originalCurrencyCode": "USD"
},
"lineOfBusiness": null,
"accountNumber": "00000000000182375057375",
"accountNumberDisplay": null,
"routingTransitNumber": "00075000022",
"balanceType": "ASSET",
"interestRate": 0,
"interestRateType": null,
"interestRateAsOf": null,
...
...GET /bank-holidays
Note right of B: If valid token,return list of holidays
B->>+C: Search by year
C->>C: If granted access, search holidays by year
C-->>-B: Search results
B-->>-A: get /bank-holidays
Note over A: Check date is a holiday
A->>+B:...
...transactions.
transactions
The lifecycle of a payment is recorded as a set of transactions.
POST /transactions/search
A fleet transaction has this lifecycle:
graph LR
1[Pre-Authorized: Purchase Initiated]
2[Completed: Purchase Completed]
3[Posted: Payment Issued]
1-->2
...
..."Lincoln",
"recipientAddress": {
"addressLine1": "100 Main St",
"addressLine2": "Apt 116",
"city": "Chicago",
"state": "IL",
"zipCode": "60606",
"country": "US"
}
},
"paymentDetail": {
"payFromAccountNumber": 156041200221,
"amount": 15.17,
"priorityType": "INSTANT",
"memo":...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange...
...subscription
You can subscribe to notifications of Return & NOC events. During onboarding, you will be asked to supply both a test and a production URI where the notifications will be sent. The payload sent to the callback URI will be as follows:
{
"targetUrl":...
..."USD",
"originalCurrencyCode": "USD"
},
"lineOfBusiness": null,
"accountNumber": "00000000000182375057375",
"accountNumberDisplay": null,
"routingTransitNumber": "00075000022",
"balanceType": "ASSET",
"interestRate": 0,
"interestRateType": null,
"interestRateAsOf": null,
...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange their...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange...
...the account ownership and status of an of an external account and invoke EWS AOA service, run rules on response.
Parameters
Parameter
Type
Data Type
Description
Accept*
header
string
Default: "application/json"
Accept-Encoding
header
string
Default:...
...the account ownership and status of an of an external account and invoke EWS AOA service, run rules on response.
Parameters
Parameter
Type
Data Type
Description
Accept*
header
string
Default: "application/json"
Accept-Encoding
header
string
Default:...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange...
...the account ownership and status of an of an external account and invoke EWS AOA service, run rules on response.
Parameters
Parameter
Type
Data Type
Description
Accept*
header
string
Default: "application/json"
Accept-Encoding
header
string
Default:...
.../accounts/{accountId}
transactions
The lifecycle of a payment is recorded as a set of transactions.
Supported: GET /accounts/{accountId}/transactions
A fleet transaction has this lifecycle:
graph LR
1[Pre-Authorized: Purchase Initiated]
2[Completed: Purchase Completed]
3[Posted: Payment...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange their...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange their...
...identity. This security measure reduces the risk of unauthorized use of credentials by an untrusted client.
Both the client and server must be registered with a certificate authority, and configured locally as a trusted partner. When attempting to establish an HTTPS connection, they exchange...
...management is no exception to the growing demand of digital consumers: any device, anywhere, anytime.
Voyager APIs are internet-ready and compatible with a broad range of application platforms:
Cloud services
ERP systems
Fleet management applications
Mobile applications
Voyager transaction data...
...management is no exception to the growing demand of digital consumers: any device, anywhere, anytime.
Voyager APIs are internet-ready and compatible with a broad range of application platforms:
Cloud services
ERP systems
Fleet management applications
Mobile applications
Voyager transaction data...
...17, 2021
Known Problems
Below is a list of known problems we plan to address in a future release, subject to change.
Updating a driver with a null value
Description: If a driver value is updated with null, the value does not change. The behavior of using null to update a value is...
...to be transferred via an API call instead of a recurring file transmission, eliminating the need to build a specific file format.
Fetch data via notifications.
Alex is the director of Accounts Receivable for a car dealership. The company is using VantagePointTM to manage its receipts. It is...
Tags: receivables, VantagePoint(TM), open accounts receivable A/R, A/R matching
...started using the Voyager Drivers API, which allows him to easily keep the company’s fleet app synchronized with the Voyager system by obtaining an inventory of existing cards and drivers. This allows Emmet to pull data and information for his audit immediately and he creates a variety of...
...use cases
Pay businesses for procurement of supplies.
Steve works for a non-profit organization that helps parents pay for their children's school expenses. Since implementing Disbursements via Zelle, this is a much easier process. Steve can now use either a phone number or email address...
Tags: payments, disbursements, transfers, Zelle
...to manage and report card programs. The Access Online Transactions API allows clients that use Access Online to retrieve transaction details, order details and transaction-specific attachments for reporting and auditing purposes.
Features
Retrieve transactions.
Retrieve complete transaction...
Tags: transactions, orders, attachments, commercial cards
...client requests, she buys and sells a portfolio of international stocks through the brokerage account from an internal equity management application. With simplicity in design and ease of integration, the development team at her company decides to use the Wire Transfers API. This empowers the...
Tags: domestic, international, wire, transfers
...grant_type=client_credentials
Note right of B: If valid credentials and authorization,return access token
B-->>-A: body{accessToken}
Note over A: Request Cancellation
A->>+B: POST /cards/cancel body{accountID,cardID}
Note right of B: If valid token,cancel the card
B->>+C:...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...U.S. Bank Developer Portal support?
Regardless of browser choice, we encourage you to update your browsers often. An up-to-date browser provides the most current security safeguards against hackers and cyber thieves, improved performance and navigation, and optimal site functionality.
We support...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...Since an organization is a collection of accounts, this provides the ability to search for transactions across many accounts - which can greatly reduce the number of search requests and processing time.
The search API has changed from a GET to a POST request, and no longer requires the...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...1.0.0
Workaround: None is needed. The absence of these headers will not impede successful processing of the response.
Response includes Set-Cookie header
Description: The Set-Cookie header is returned in the response. This header is typically used for session management between a browser and...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
Unique id for every request response pair
Body...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...base64 encoded string consisting of the Consumer Key and Consumer Secret values separated by a colon ':'
Content-type
"application/x-www-form-urlencoded"
Content-Type for the post request
Correlation-ID
Any alphanumerical value
(Optional) Unique id for every request response...
...Bank
"Access® Online" is a registered trademark of U.S. Bank
What's New
We're excited to announce the first release of Virtual Card Payment!
Included in this release is the ability to create virtual cards, read the CVV, and change card status.
We are happy to report there are no known problems or...
...basis. Given the private and secure nature of the data that will be available to developers, we limit access to select users. Organizations whose submissions are accepted should be prepared to provide additional business information as requested.
2. Explore our API products and review the...
...and "Fleet Commander" are registered trademarks of U.S. Bank
Here's whats new in Voyager Transactions!
We've added the "odometer" value to the transaction response. If your account requires odometer entry when fueling, that value is now included in the returned transaction data.
See the latest...
...is the initial major version release of Voyager Card Controls.
Included with this release is the ability to cancel, suspend, and unsuspend a card. Other controls will be added in the future.
Revision History
Version
Path
Highlights
Release...
...perform manual changes through Fleet Commander Online.
Features
Cancel Voyager fleet cards.
Suspend Voyager fleet cards.
Unsuspend Voyager fleet cards.
Use Cases
A fleet wants to integrate their data and processing system with Voyager data in real time to better manage operations.
A fleet...
...payment dates in bill payee services.
Confirm when a branch is open or closed for holiday hours of operation.
Restrictions
The Bank Holidays API has no restrictions.
Tags: federal holidays, bank holidays, holidays, bank closed dates
...addresses or mobile phone numbers). Recipients of payments are notified by email or text message to visit either their own trusted banks’ online banking sites or the secure Zelle site to register their aliases and link them to their bank accounts.
The user guide provides instructions and...
...added functionality to enhance the usability of the API.
We have added new endpoints to retry a failed payment, to search payments, and to send enrollment invitations.
See the latest API specification for all the details.
Revision History
Version
Highlights
Release Date
1.0
Initial...
Product notes
Version 1.0
© 2020 U.S. Bank
Here's what’s new in Check Payables!
This is the inaugural release of the Check Payables Product and features.
Revision history
Version
Highlights
Release Date
1.0
Initial release
December 2020
...new
We're excited to announce the first release of Card as a Service!
Included in this release is the ability to create virtual cards, read the CVV, change card status, and support for smartphone digital wallets.
We are happy to report there are no known problems or limitations.
Revision...
Product Notes
Version 1.0
© 2021 U.S. Bank
Here's what’s new in Wire Transfers API!
This is the inaugural release of the Wire Transfers API product.
Revision History
Version
Highlights
Release Date
1.0.1
Initial Release
June 2021