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Receivables
/api-library/receivables/ver-1.0

Overview U.S. Bank VantagePoint is our centralized interface for receivable payments and remittance data. It helps to streamline, simplify and automate receivables processing and cash application. The Receivables API enables partner applications to securely exchange details about payments received...

Tags: receivables, VantagePoint(TM), open accounts receivable A/R, A/R matching

Mutual Transport Layer Security (mTLS) Guide
/usbk-mtls-guide

Overview Mutual Transport Layer Security (mTLS), or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate each other’s identity. Both you and U.S. Bank must be registered with a CA...

User guide
/api-library/account-validation/ver-1.3/documents/user-guide

...account is active before you initiate a payment transaction. Use Account Validation to: Prevent financial losses due to fraud schemes like business email compromise, payroll diversion and theft of unemployment insurance or economic impact payments. Avoid returned or rejected payments including ACH...

User guide
/api-library/account-validation/ver-1.1/documents/user-guide

...it's active before you initiate a payment transaction. Use Account Validation for: Prevention of financial losses due to fraud schemes like business email compromise, payroll diversion and theft of unemployment insurance or economic impact payments Avoiding returned or rejected payments...

User guide
/api-library/account-validation/ver-1.2/documents/user-guide

...it's active before you initiate a payment transaction. Use Account Validation for: Prevention of financial losses due to fraud schemes like business email compromise, payroll diversion and theft of unemployment insurance or economic impact payments Avoiding returned or rejected payments...

Developer guide
/api-library/data-toolbox/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2019 U.S. Bank Product Summary The Data Toolbox product is based on the Financial Data Exchange V3.0 Specification which delivers reliable and secure access to consumer's financial data for Data Intermediaries. Financial Data Exchange APIs expose a diverse range of features...

Developer guide
/api-library/data-toolbox-accounts/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2019 U.S. Bank Product Summary The Accounts API lets you retrieve account details for U.S. Bank Customers who have authorized your application. In this guide, you will learn about the resources available in this product, how to make an API call, and view sample requests and...

Developer guide
/api-library/data-toolbox-documents/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2019 U.S. Bank Product Summary Documents API lets you retreive the customer account statements and tax documents in PDF format. View account statement PDFs for up to last 6 months View tax document PDFs associated with each of the customer accounts including 1098, 1099-INT,...

Developer guide
/api-library/receivables/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2021 U.S. Bank Product Summary The Integrated Receivables API enables partner applications to securely send open AR data to VantagePoint, U.S. bank product for receivables. The invoices sent can be matched with the actual receivables received. Notification can be sent to...

Developer guide
/api-library/data-toolbox-transactions/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2019 U.S. Bank Product Summary The Transactions API lets you retrieve account transaction details for U.S. Bank Customers who have authorized your application. In this guide, you will learn about the resources available in this product, how to make an API call, and view...

Developer guide
/api-library/virtual-card-payments/ver-1.4/documents/developer-guide

...U.S. Bank "Access® Online" is a registered trademark of U.S. Bank Product Summary This guide describes how to use a REST API to access the capabilities within Virtual Card Payments. In this guide, you will learn about the resources available in this product and how to make an API call,...

Data Toolbox
/api-library/data-toolbox/ver-1.0

...Exchange 3.0 Specification—the industry standard for exchanging consumer financial data —this product is implemented in conjunction with the U.S. Bank online banking website, where our customers are empowered to control and give consent to which third parties will receive access to their...

Tags: data, account aggregation, applications, account management, accounts, checking, savings, credit card, line of credit, loans, mortgage, brokerage, tax, financial health, risk, payoff, OAuth

Account Validation
/api-library/account-validation/ver-1.0

Overview The Account Validation API enables partner applications to prevent fraud and securely verify account ownership and status before sending a payment. With a few key details, partner applications can validate customer account information before a credit or debit request is submitted. Account...

Tags: account validation, fraud prevention, payments, risk mitigation

Account Validation
/api-library/account-validation/ver-1.1

Overview The Account Validation API enables partner applications to prevent fraud and securely verify account ownership and status before sending a payment. With a few key details, the Account Validation API allows partner applications to validate customer account information and/or account...

Tags: account validation, payments, risk mitigation

Account Validation
/api-library/account-validation/ver-1.2

Overview The Account Validation API enables partner applications to prevent fraud and securely verify account ownership and status before sending a payment. With a few key details, the Account Validation API allows partner applications to validate customer account information and/or account...

Tags: account validation, payments, risk mitigation

Data Toolbox - Accounts
/api-library/data-toolbox-accounts/ver-1.0

...financial technology companies and data intermediaries authorized access to U.S. Bank customer account details. Features View account details for multiple account types when you use our Accounts API: Checking Savings Credit card Line of credit Loans Brokerage/IRA Details include items such...

Tags: account management, accounts, checking, savings, credit card, line of credit, loans, mortgage, brokerage, IRA, retirement, investments

RTP® (Real-Time Payments)
/api-library/rtp/ver-1.1

...RTP® (Real-Time Payments) API enables partner applications to securely and instantly initiate and manage real-time payment messages through the TCH Network. To enhance and improve the implementation and onboarding experience, U.S. Bank has designed the Open Banking API with ease of...

Tags: payments, RTP, disbursements, transfers, receivables

Access Online Transactions
/api-library/access-online-transactions/ver-1.1

Overview The Access® Online Transactions API is a proprietary payment management system that provides program administrators the security, functionality, reliability and convenience they need to manage and report card programs. The Access Online Transactions API allows clients that use Access...

Tags: transactions, orders, attachments, commercial cards

Bank Holidays
/api-library/bank-holidays/ver-1.1

...allows users to quickly view when bank holidays are observed through a custom date or date range requested by the user. If no year or custom date range is requested, the API will automatically display bank holidays for the current and upcoming year. Features View bank holidays for the current...

Tags: federal holidays, bank holidays, holidays, bank closed dates

Developer guide
/api-library/card-as-a-service/ver-1.4/documents/developer-guide

...Guide Version 1.4© 2022 U.S. Bank Product Summary This guide describes how to use a REST API to access the capabilities within Card as a Service or CaaS. In this guide, you will learn about the resources available in this product and how to make an API call, including sample messages and a...

Developer guide
/api-library/voyager-cards/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2022 U.S. Bank Product Summary This guide describes how to use a REST API to access Voyager Card data. In this guide, you will learn about the resources available in this product and how to make an API call, including sample messages and a sequence diagram. A card record...

Developer guide
/api-library/voyager-drivers/ver-1.2/documents/developer-guide

...2022 U.S. Bank "Voyager" and "Fleet Commander" are registered trademarks of U.S. Bank Product Summary This guide describes how to use a REST API to access Voyager driver data. In this guide, you will learn about the resources available in this product and how to make an API call, including...

Developer guide
/api-library/voyager-vehicles/ver-1.1/documents/developer-guide

...2022 U.S. Bank "Voyager" and "Fleet Commander" are registered trademarks of U.S. Bank Product Summary This guide describes how to use a REST API to access Voyager Vehicle data. In this guide, you will learn about the resources available in this product and how to make an API call, including...

Developer guide
/api-library/access-online-transactions/ver-1.1/documents/developer-guide

...U.S. Bank "Access® Online" is a registered trademark of U.S. Bank Product Summary This guide describes how to use a REST API to retrieve Access Online transaction and order information. In this guide, you will learn about the resources available in this product and how to make an API call,...

Developer guide
/api-library/wire-transfers/ver-1.2/documents/developer-guide

Wire Transfers API Developer Guide Version 1.2 © 2021 U.S. Bank Product Summary Enabling simpler and efficient wire transfers. It comes with the following powerful features: Initiate domestic wire transfers Initiate international wire transfers Retrieve transaction details to check status and...

Developer guide
/api-library/wire-transfers/ver-1.3/documents/developer-guide

Wire Transfers API Developer Guide Version 1.3 © 2022 U.S. Bank Product Summary Enabling simpler and efficient wire transfers. It comes with the following powerful features: Initiate domestic wire transfers Initiate international wire transfers Retrieve transaction details to check status and...

Developer guide
/api-library/rtp/ver-1.2/documents/developer-guide

...1.2.0 © 2022 U.S. Bank Product Summary The RTP API allows U.S. Bank customers and partners to initiate and manage RTP message types on the RTP network. In this guide, you will learn about the resources available in this product, how to make the corresponding API calls, and see sample...

Developer guide
/api-library/voyager-transactions/ver-2.0/documents/developer-guide

...2020 U.S. Bank "Voyager" and "Fleet Commander" are registered trademarks of U.S. Bank NOTE: Examples within are illustrative approximations and have been abbreviated for readibility. Product Summary This guide describes how to use a REST API to request and interpret Voyager fleet card...

Developer guide
/api-library/wire-transfers/ver-1.1/documents/developer-guide

Wire Transfers API Developer Guide Version 1.1 © 2021 U.S. Bank Product Summary Enabling simpler and efficient wire transfers. It comes with the following powerful features: Initiate domestic wire transfers Initiate international wire transfers Retrieve transaction details to check status and...

Terms of Use
/terms

...related to the U.S. Bank Application Programming Interfaces ("API(s)"). This TOU forms a binding agreement between you ("you" or "your" defined as the individual or business entity that is accessing the Developer Portal) and U.S. Bank N.A. ("our," "us," or "we") (each a "Party" and...

Developer guide
/api-library/check-payables/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product Summary The Check Payables API provides the ability for partner applications to securely originate check requests. With an interface designed for simplicity, Check Payables does not require extensive knowledge of terminology or file format. This means...

Client authentication
/api-library/data-toolbox/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Authorization Code Flow Consumer...

Client authentication
/api-library/data-toolbox-accounts/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Authorization Code Flow Consumer...

Client authentication
/api-library/data-toolbox-documents/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Authorization Code Flow Consumer...

Client authentication
/api-library/data-toolbox-transactions/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Authorization Code Flow Consumer...

Product notes
/api-library/voyager-vehicles/ver-1.1/documents/changelog

...this release, when a vehicle is assigned to a card, you can now control whether updating that vehicle may reissue a new card. For example, changing vehicle information that is also embossed on the card would reissue a new card. NOTICE: This API now requires the use of mutual authentication, also...

Product notes
/api-library/voyager-drivers/ver-1.2/documents/changelog

...2022 U.S. Bank "Voyager" and "Fleet Commander" are registered trademarks of U.S. Bank What's new in Voyager Drivers API In this release, when a driver is assigned to a card, you can now control whether updating that driver may reissue a new card. For example, changing driver information that is...

Developer guide
/api-library/positive-pay/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2021 U.S. Bank Product Summary The Positive Pay API provides the ability for partner applications to securely perform the following actions: Retrieve positive pay exceptions list for same day as well as previous day exceptions Retrieve details of a single positive pay...

Developer guide
/api-library/bank-holidays/ver-1.1/documents/developer-guide

...guide Version 1.1 © 2020 U.S. Bank Product summary This guide describes how to use a REST API to request U.S. Bank holidays for the current year. In this guide, you will learn about the resources available in this API and how to make an API call. This guide also includes sample responses and a...

Developer guide
/api-library/check-payables/ver-2.0/documents/developer-guide

...Guide Version 2.0 © 2022 U.S. Bank Product Summary The Check Payables API provides the ability for partner applications to securely originate check requests. With an interface designed for simplicity, Check Payables does not require extensive knowledge of terminology or file format. This means...

Developer guide
/api-library/disbursements/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product Summary The Disbursements via Zelle B2C API provides payment-related functionality allowing companies to make payments to individuals using the Zelle® network. Product Resources Resource Description Usage Initiate a Payment Initiate a payment through...

Disbursements via Zelle®
/api-library/disbursements/ver-1.2

...Zelle Network. Issue checks to consumers that aren't enrolled in Zelle. Manage Zelle payments. Search for and retrieve status and details of submitted payments. Retry a failed payment. Delete a submitted payment.[^2] Send an invitation to enroll in the Zelle Network. Workflow Example use...

Tags: payments, disbursements, transfers, Zelle

Developer guide
/api-library/disbursements/ver-1.2/documents/developer-guide

...Guide Version 1.2 © 2021 U.S. Bank Product Summary The Disbursements via Zelle B2C API provides payment-related functionality allowing companies to make payments to individuals using the Zelle® network. Product Resources Resource Description Usage Initiate a Payment Initiate a payment through...

RTP® - Credit Transfer Message
/api-library/rtp-credit-transfer-message/ver-1.2

Overview The RTP® (Real-Time Payments) Credit Transfer Message API allows applications to securely originate payment requests at any time. With instant access to payments, you can create and manage account transactions with greater speed and efficiency. Features Send transfers 24 hours a day, 7...

Tags: payments, RTP, disbursements, transfers, receivables

Disbursements via Zelle®
/api-library/disbursements/ver-1.1

...Zelle Network. Issue checks to consumers that aren't enrolled in Zelle. Manage Zelle payments. Search for and retrieve status and details of submitted payments. Retry a failed payment. Delete a submitted payment.[^2] Send an invitation to enroll in the Zelle Network. Workflow Example use...

Tags: payments, disbursements, transfers, Zelle

Developer guide
/api-library/check-payables/ver-1.0/documents/developer-guide

...1.0.2 © 2021 U.S. Bank Product Summary The Check Payables API provides the ability for partner applications to securely originate check requests. With an interface designed for simplicity, Check Payables does not require extensive knowledge of terminology or file format. This means...

Payee Choice
/api-library/payee-choice/ver-1.1

Overview The Payee Choice API allows you to integrate applications and initiate payment requests directly out of an application while minimizing the risk of stale payments. Once U.S. Bank receives a payment request, payees are empowered to create a payment profile and manage how payments are...

Tags: payments, ACH, electronic transfers, prepaid cards, checks, disbursements, transfers

Developer guide
/api-library/ach-originations/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product summary Making ACH Transactions has never been easier than with the ACH Originations API. In this guide, you will learn about the resources available in this product, how to make an API call, including sample request and response messages. Product...

Akoya case study
/api-library/data-toolbox/ver-1.0/documents/use-case-akoya

...Bank APIs, Developer Portal and strong collaboration for easy integration This enables U.S. Bank customers to permit access to their bank data for fintechs and data aggregators and improve the security and reliability of data aggregation. What was the problem? Akoya and U.S. Bank wanted to...

Developer guide
/api-library/rtp-request-for-payment/ver-1.2/documents/developer-guide

...1.2.0 © 2022 U.S. Bank Product Summary The RTP API allows U.S. Bank customers and partners to send an RTP Request for Payment transaction, as well as other message types on the RTP network. In this guide, you will learn about the resources available in this product, how to make the...

Wire Transfers
/api-library/wire-transfers/ver-1.3

Overview The Wire Transfers API allows you to efficiently manage domestic and international wire transfers. With a quick integration, Wire Transfers API initiates wires and tracks status, making large fund transfers fast, convenient and easy. Features Initiate a wire transfer. Initiate a one-time...

Tags: domestic, international, wire, transfers

Wire Transfers
/api-library/wire-transfers/ver-1.2

Overview The Wire Transfers API allows you to efficiently manage domestic and international wire transfers. With a quick integration, Wire Transfers API initiates wires and tracks status, making large fund transfers fast, convenient and easy. Features Initiate a wire transfer. Initiate a one-time...

Tags: domestic, international, wire, transfers

Payee Choice
/api-library/payee-choice/ver-1.0

...Payee Choice API allows businesses to integrate applications and initiate payment requests directly out of an application while minimizing the risk of stale payments. Once U.S. Bank receives a payment request, payment recipients are empowered to create a payment profile and manage how...

Tags: payments, ACH, electronic transfers, prepaid cards, checks, disbursements, transfers

Developer guide
/api-library/ach-originations/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2019 U.S. Bank Product summary Making ACH Transactions has never been easier than with the ACH Originations API. In this guide, you will learn about the resources available in this product, how to make an API call, including sample request and response messages. Product...

Wire Transfers
/api-library/wire-transfers/ver-1.1

Overview The Wire Transfers API allows you to efficiently manage domestic and international wire transfers. With a quick integration, Wire Transfers API initiates wires and tracks status, making large fund transfers fast, convenient and easy. Features Initiate a wire transfer. Initiate a one-time...

Tags: domestic, international, wire, transfers

Data Toolbox - Transactions
/api-library/data-toolbox-transactions/ver-1.0

Overview Get authorized access to consumer transaction details and create offerings to improve the financial services experience. Features View transaction history and details for various account types when you use our Transactions API. Savings Line of credit Loans Investments For checking and...

Tags: transactions, accounts, checking, savings, aggregator, account aggregation, data toolbox

Account Validation
/api-library/account-validation/ver-1.3

...Account Validation API enables you to prevent fraud and securely verify account ownership and status before sending a payment. With a few key details, your applications can validate customer account information and/or account ownership so you can complete safe and secure...

Tags: account validation, payments, risk mitigation

RTP® - Credit Transfer Message
/api-library/rtp-credit-transfer-message/ver-1.1

Overview The Credit Transfer Message API enables partner applications to securely originate payment requests at any time. With instant access to payments, the API functions enable account transactions to be created and managed with greater speed and efficiency. Features Real-Time Payment...

Tags: payments, RTP, disbursements, transfers

Developer guide
/api-library/rtp-credit-transfer-message/ver-1.2/documents/developer-guide

...1.2.0 © 2022 U.S. Bank Product Summary The RTP API allows U.S. Bank customers and partners to send an RTP payment as well as other message types on the RTP network. In this guide, you will learn about the resources available in this product, how to make the corresponding API calls,...

Developer guide
/api-library/flexible-capital-platform/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2022 U.S. Bank Product summary The Flexible Capital Platform® makes it easier than ever to help clients leverage the power of their balance sheets, allowing them unlock liquidity without selling securities to access their funds when they need it. The API provides access to...

Payee Token+
/api-library/payee-token/ver-1.0

...sensitive payee data (PII and PCI data) for various payment rails like Zelle®, ACH, RTP®, wires, checks and card information. With your application providing the payee details to Payee Token+, the payee data is tokenized and stored, and your application receives a payee token in return. If...

Tags: payee tokenization, payee token management, payment information, ACH, RTP, Zelle, domestic wires, international wires, cards, checks

User guide
/help/user-guide

... Organization You need to be an assigned administrator to view organization information. View your credentials. On the Credentials page, you can view and manage your projects and organization applications based on your API product credentials. Projects When you view a project, you can get the API...

Developer guide
/api-library/payee-token/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2021 U.S. Bank Product Summary Payee Token+ API enables your application to tokenize and validate sensitive payee data (PII and PCI data) for various payment rails like Zelle, ACH, RTP, Wires (both domestic and international), checks & card information (credit or debit...

RTP® - Real-Time Payments
/api-library/rtp/ver-1.2

...manage real-time payment messages through The Clearing House (THC) RTP® network securely and instantly. To enhance the implementation and onboarding experience, U.S. Bank has designed this API with ease of integration in mind. Features Send transfers 24 hours a day, 7 days a week, 365 days a...

Tags: payments, RTP, disbursements, transfers, receivables

Virtual Card Payments
/api-library/virtual-card-payments/ver-1.4

Overview The Virtual Card Payments API issues suppliers with customized data tied to each B2B payment transaction. Account numbers can only be used within your defined parameters that dictate payee, amount and time frame – providing a higher degree of control and security than other payment...

Tags: virtual cards, virtual payments, payables, commercial cards, B2B Payments

Card as a Service
/api-library/card-as-a-service/ver-1.4

Overview The Card as a Service (CaaS) API allows you to integrate a collection of APIs into your user experience to supply a digital corporate credit card for business purchases and expenses. Using tokenization and encryption, the card can be pushed to the user's mobile wallet in a frictionless...

Tags: digital card, mobile payments, mobile wallet, virtual card, virtual payments, virtual credit card payments, payments, payments innovation, security, control, corporate purchasing, corporate expenses, Apple Pay, Google Pay

Check Payables
/api-library/check-payables/ver-2.0

Overview The Check Payables API enables partner applications to securely originate check requests by using an interface that’s intentionally designed for simplicity. Check Payables is a fast, easy, and inexpensive way to enhance accounts payable (AP) bank integration and does not require...

Tags: checks, payables, payments

RTP® - Request for Payment
/api-library/rtp-request-for-payment/ver-1.2

...RTP® Request for Payment API allows partner applications to originate and manage transactions safely and securely. Features Initiate and manage real-time clearing and settlement of invoices. Verify biller identity and registration with their financial institution. Send configurable...

Tags: payments, RTP, disbursements, transfers, receivables

Voyager Cards
/api-library/voyager-cards/ver-1.1

...your Voyager account data, including accounts, cards, drivers, and vehicles. With real-time digital access, you can save time and resources by reducing support calls, minimizing manual data entry, and eliminating daily batch file transfers. Features Create, modify, deactivate and reactivate...

Tags: Voyager, fleet, card, driver, vehicle, account management, fleet management

Voyager Vehicles
/api-library/voyager-vehicles/ver-1.1

...you can remove delays and overhead of manual interactions, such as contacting call centers and performing batch file transfers. Features Lifecycle management Add new cards, drivers and vehicles. Modify existing cards, drivers and vehicles. Deactivate or reactivate vehicles individually. Spending...

Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment

Voyager Drivers
/api-library/voyager-drivers/ver-1.2

...you can remove delays and overhead of manual interactions like contacting call centers and performing batch file transfers. Features Gain direct access to your Voyager accounts to manage all fleet cards, drivers and vehicles in real time. Lifecycle Management Add new cards, drivers and...

Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment

Security guide
/api-library/virtual-card-payments/ver-1.4/documents/security-guide

...U.S. Bank "Access® Online" is a registered trademark of U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate each...

Check Payables
/api-library/check-payables/ver-1.0

Overview The Check Payables API enables partner applications to securely originate check requests by using an interface that’s intentionally designed for simplicity. Check Payables is a fast, easy, and inexpensive way to enhance accounts payable (AP) bank integration and does not require...

Tags: checks, payables, payments

ACH Originations
/api-library/ach-originations/ver-1.1

Overview The ACH Originations API enables partner applications to securely originate domestic ACH payment (credit) or collection (debit) requests. With an interface intentionally designed for simplicity, ACH origination doesn’t require extensive knowledge of National Automated Clearing House...

Tags: payments, collections, ACH, disbursements, transfers

Check Payables
/api-library/check-payables/ver-1.1

Overview The Check Payables API enables partner applications to securely originate check requests by using an interface that’s intentionally designed for simplicity. Check Payables is a fast, easy, and inexpensive way to enhance accounts payable (AP) bank integration and does not require...

Tags: checks, payables, payments

Security Guide
/api-library/flexible-capital-platform/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials API client...

Security guide
/api-library/voyager-vehicles/ver-1.1/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials API client...

Security guide
/api-library/voyager-transactions/ver-2.0/documents/security-guide

...2020 U.S. Bank "Voyager" and "Fleet Commander" are registered trademarks of U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to...

Security guide
/api-library/voyager-drivers/ver-1.2/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials API client...

Security guide
/api-library/voyager-cards/ver-1.1/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials API client...

Security guide
/api-library/receivables/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/positive-pay/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Developer guide
/api-library/payee-choice/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product Summary U.S. Bank's Payee Choice product optimizes the business payables process by allowing payment recipients (payees) to determine how they want to receive funds. By providing payees with this choice, you can help reduce float for businesses and...

MX case study
/api-library/data-toolbox/ver-1.0/documents/use-case-mx

...customers to be able to provide permission to share their bank information securely and easily with the 2,000+ financial providers and services connected to MX. Getting to market smoothly and quickly with minimal resources required close collaboration. To solve this challenge U.S. Bank: Leveraged...

Developer guide
/api-library/account-validation/ver-1.2/documents/developer-guide

...1.2.0 © 2021 U.S. Bank Product summary This API will provide a real-time call to Early Warning Services (EWS) for validating the Account Ownership and Status, while adding the external accounts to U.S. Bank or making a payment using external account to U.S.Bank products. It utilizes...

Security Guide
/api-library/access-online-transactions/ver-1.1/documents/security-guide

Access® Online Transactions API Product Security Version 1.1 © 2021 U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate...

Developer guide
/api-library/corporate-account-information/ver-2.0/documents/developer-guide

Corporate Account Information Developer Guide Version 2.0 © 2022 U.S. Bank Product Summary Corporate Account Information API provides account balances, transactions and statements of corporate accounts. Product Resources In this guide, you will learn about the resources available in this...

Developer guide
/api-library/account-validation/ver-1.1/documents/developer-guide

...1.1.0 © 2021 U.S. Bank Product summary This API will provide a real-time call to Early Warning Services (EWS) for validating the Account Ownership and Status, while adding the external accounts to U.S. Bank or making a payment using external account to U.S.Bank products. It utilizes...

Developer guide
/api-library/account-validation/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2020 U.S. Bank Product summary This API will provide a real-time call to Early Warning Services (EWS) for validating the Account Ownership and Status, while adding the external accounts to U.S. Bank or making a payment using external account to U.S.Bank products. It utilizes...

Developer guide
/api-library/account-validation/ver-1.3/documents/developer-guide

...1.3.0 © 2022 U.S. Bank Product summary This API will provide a real-time call to Early Warning Services (EWS) for validating the Account Ownership and Status, while adding the external accounts to U.S. Bank or making a payment using external account to U.S.Bank products. It utilizes...

ACH Originations
/api-library/ach-originations/ver-1.0

Overview The ACH Originations API enables partner applications to securely originate domestic ACH payment (credit) or collection (debit) requests. With an interface intentionally designed for simplicity, ACH origination doesn’t require extensive knowledge of National Automated Clearing House...

Tags: payments, collections, ACH, disbursements, transfers

Security guide
/api-library/card-as-a-service/ver-1.4/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials API client...

FAQ
/help/faq

...activation email send a message to apionboarding@usbank.com or Contact us. Who do I contact if I have a technical question about an API product? Our support team is available to assist you with any questions or issues. There are two ways you can reach our support team to receive the help...

U.S. Bank Flexible Capital Platfor
/api-library/flexible-capital-platform/ver-1.0

...Capital PlatforAPI helps your customers leverage the power of their balance sheets and unlock liquidity without selling securities to access funds when they need them. The API provides access to rate information that can be used to illustrate different lending options and streamline the...

Tags: Flexible Capital Line of Credit, liquid asset secured, apply

Security guide
/api-library/wire-transfers/ver-1.2/documents/security-guide

Wire Transfers API - Product Security Guide Version 1.2 © 2021 U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate each...

Security guide
/api-library/rtp-request-for-payment/ver-1.2/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/rtp-credit-transfer-message/ver-1.2/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/rtp/ver-1.2/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/payee-token/ver-1.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Client authentication
/api-library/payee-choice/ver-1.1/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/wire-transfers/ver-1.3/documents/security-guide

Wire Transfers API - Product Security Guide Version 1.2 © 2021 U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate each...

Client authentication
/api-library/disbursements/ver-1.2/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Corporate Account Information
/api-library/corporate-account-information/ver-2.0

Overview The Corporate Account Information API automatically updates status details of company deposit account data, saving users time by eliminating the manual process of uploading and downloading information. With real time access to balances, statements and transaction history, the API functions...

Tags: corporate accounts, treasury reporting, cash positioning

Client authentication
/api-library/corporate-account-information/ver-1.0/documents/security-guide

Corporate Account Information Product Security Version 1.0 © 2020 U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate each...

Developer guide
/api-library/corporate-account-information/ver-1.0/documents/developer-guide

Corporate Account Information Developer Guide Version 1.0 © 2020 U.S. Bank Product summary Corporate Account Information API provides account balances, transactions and statements of corporate accounts. In this guide, you will learn about the resources available in this product, how to make an...

Client authentication
/api-library/check-payables/ver-2.0/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Client authentication
/api-library/check-payables/ver-1.1/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Client authentication
/api-library/ach-originations/ver-1.1/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/account-validation/ver-1.3/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Security guide
/api-library/account-validation/ver-1.2/documents/security-guide

...(CA), and configured locally as a trusted party. This security measure reduces the risk of unauthorized use of credentials by threat actors and identity-spoofing schemes. For more information, please see the Mutual Transport Layer Security (mTLS) Guide API Client Credentials Authentication...

Client authentication
/api-library/corporate-account-information/ver-2.0/documents/security-guide

Corporate Account Information Product Security Version 2.0 © 2022 U.S. Bank Mutual Authentication Mutual authentication, or two-way authentication, is a process that requires you and U.S. Bank to exchange digital certificates from a mutually trusted certificate authority (CA) to authenticate each...

Developer guide
/api-library/payee-choice/ver-1.0/documents/developer-guide

...Guide Version 1.0 © 2021 U.S. Bank Product summary The U.S. Bank Payee Choice product optimizes the business payables process by allowing payment recipients (payees) to determine how they want to receive funds. Putting this power in a payees' hands reduces float for businesses and improves...

Positive Pay
/api-library/positive-pay/ver-1.0

...Positive Pay API helps you detect check fraud by electronically matching checks to items that you disbursed and described in the issue file. Each time you issue a check you'll send an electronic issue file containing check information to U.S. Bank. The bank compares the serial number,...

Tags: payments, exceptions, fraud prevention, check, ACH

RTP® - Request for Payment
/api-library/rtp-request-for-payment/ver-1.1

...RTP® Request for Payment API allows partner applications to originate and manage transactions safely and securely. Features Immediacy and certainty Clear and settle invoices in real time. Link transparency of bills. Payments are final and irrevocable. Consistency and...

Tags: payments, RTP, disbursements, transfers, receivables

Product notes
/api-library/virtual-card-payments/ver-1.4/documents/changelog

...U.S. Bank "Access® Online" is a registered trademark of U.S. Bank What's new We're excited to announce 3 new API capabilities in Virtual Card Payments! Fax Remittance: As an alternative to email, you can now choose to send a remittance via fax! (limited to US phone numbers) Effective Start...

Privacy Policy
/privacy

...of our relationship with our customers and partners. This Developer Portal Privacy Policy (the "Policy") applies to all commercial (i.e., non-consumer) customers and partners of U.S. Bank and identifiable individuals directly connected with such customers and partners (collectively referred...

Voyager Transactions
/api-library/voyager-transactions/ver-2.0

...securely and reduce the risk of out-of-policy transactions with our Voyager API. This unified solution gives you direct access to all Voyager card transactions within a fleet. It comes along with an online account management tool with built-in fraud controls, so you can view transactions in real...

Tags: Voyager, Voyager card, card, account management, fleet management, transaction, payment

Product notes
/api-library/corporate-account-information/ver-2.0/documents/product-notes

...2022 U.S. Bank Here's what’s new in Corporate Account Information! Revision history Version Highlights Release date 2.0.0 - Added the On-Behalf-Of parameter to all endpoints to identify if a SaaS provider is connecting on behalf of U.S. Bank customer.- Added the routingNumber field to the...

Developer guide
/api-library/rtp/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product Summary The RTP API allows U.S. Bank customers and partners to initiate and manage RTP message types on the RTP network. In this guide, you will learn about the resources available in this product, how to make the corresponding API calls, and see sample...

Data Toolbox - Documents
/api-library/data-toolbox-documents/ver-1.0

...for U.S. Bank customers. Features Consumers are empowered to provide consent and have the control over the data that they provide with data intermediaries through the U.S. Bank OAuth on third-party sites, and the online banking My Controls portal. When you use our Documents API you can view...

Tags: tax document, tax, loan, mortgage, PDF, credit, checking, savings, data toolbox

Product notes
/api-library/access-online-transactions/ver-1.1/documents/changelog

...U.S. Bank "Access® Online" is a registered trademark of U.S. Bank What's new in Access® Online Transaction and Order API We are delighted to announce the ability to search for orders within Access Online! There is a rich set of criteria that can be searched over the past 6 years. Revision...

Product notes
/api-library/card-as-a-service/ver-1.4/documents/changelog

...1.4 © 2022 U.S. Bank What's new in CaaS? We are excited to announce new address capabilities in Card as a Service: You can now read the primary, alternate, and other address types associated with a card You can now update the primary address Revision...

Corporate Account Information
/api-library/corporate-account-information/ver-1.0

Overview The Corporate Account Information API automatically updates status details of company deposit account data, saving users time by eliminating the manual process of uploading and downloading information. With real time access to balances, statements and transaction history, the API functions...

Tags: corporate accounts, treasury reporting, cash positioning

Developer guide
/api-library/rtp-request-for-payment/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product Summary The RTP API allows U.S. Bank customers and partners to send an RTP Request for Payment transaction, as well as other message types on the RTP network. In this guide, you will learn about the resources available in this product, how to make the...

Security guide
/api-library/rtp-credit-transfer-message/ver-1.1/documents/security-guide

...the identity of the API client. RTP API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Getting started
/help/getting-started

Getting started Here are the steps to learn about our API products so you can start building your solutions. 1. Sign up to create an account. Signing up is easy with on-screen instructions that guide you along the way. If you need help, email apionboarding@usbank.com or Contact us. After you create...

Product notes
/api-library/wire-transfers/ver-1.3/documents/changelog

...2022 U.S. Bank Here's what’s new in Wire Transfers API! In this release, we've updated the Wire Transfers endpoints to remove unnecessary parameters, add new validations and increase selected character lengths. Additionally, we’ve added new webhook parameters. See the latest API...

Security guide
/api-library/wire-transfers/ver-1.1/documents/security-guide

Wire Transfers API - Product Security Guide Version 1.1 © 2021 U.S. Bank Authentication process verifies the identity of the API client. Wire Transfers API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S....

Product notes
/api-library/voyager-transactions/ver-2.0/documents/changelog

...2020 U.S. Bank"Voyager" and "Fleet Commander" are registered trademarks of U.S. Bank Here's whats new in Voyager Transactions! In this release, transaction searches can now be performed within an organization. Since an organization is a collection of accounts, this provides the ability to...

Security guide
/api-library/rtp-request-for-payment/ver-1.1/documents/security-guide

...the identity of the API client. RTP API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Security Guide
/api-library/account-validation/ver-1.0/documents/security-guide

...the API client. Account Validation API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Developer guide
/api-library/rtp-credit-transfer-message/ver-1.1/documents/developer-guide

...Guide Version 1.1 © 2021 U.S. Bank Product Summary The RTP API allows U.S. Bank customers and partners to send an RTP payment as well as other message types on the RTP network. In this guide, you will learn about the resources available in this product, how to make the corresponding API calls,...

Security guide
/api-library/rtp/ver-1.1/documents/security-guide

...the identity of the API client. RTP API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Client authentication
/api-library/payee-choice/ver-1.0/documents/security-guide

...of the API client. Payee Choice API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with US Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Client authentication
/api-library/disbursements/ver-1.1/documents/security-guide

...API client. Disbursements via Zelle API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Client authentication
/api-library/check-payables/ver-1.0/documents/security-guide

...of the API client. Check Payables clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Client authentication
/api-library/ach-originations/ver-1.0/documents/security-guide

...of the API client. ACH Originations API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Security guide
/api-library/account-validation/ver-1.1/documents/security-guide

...the API client. Account Validation API clients are required to authenticate via OAuth 2.0 using the client credentials grant type. Credentials are obtained by registering with U.S. Bank as an API partner. Once registered, these credentials will be issued: Name Value Description Consumer...

Product notes
/api-library/payee-choice/ver-1.1/documents/changelog

...to retrieve specific payment details, search for a list of payments, retrieve specific payee information, and a webhook that notifies when the payment status is changed. See the latest API specification for all the details. Revision history Version Highlights Release date 1.0.0 Initial...

Product notes
/api-library/wire-transfers/ver-1.2/documents/changelog

...2021 U.S. Bank Here's what’s new in Wire Transfers API! In this release, we've updated the Wire Transfers endpoints to remove unnecessary parameters, add new validations and increase selected character lengths. Additionally, we’ve added new webhook parameters. See the latest API...

Product notes
/api-library/ach-originations/ver-1.1/documents/changelog

Product notes Version 1.1 © 2021 U.S. Bank Here's what’s new in ACH Originations API! Revision history Version Highlights Release date 1.0 ACH Originations content release December 2019 1.1 New feature - ACH originations using a payee token instead of account and routing number August 4, 2021

Product notes
/api-library/check-payables/ver-2.0/documents/changelog

...the ‘NOT_AVAILABLE’ value to the status. March 2022 1.1.0 Added optional structuredRemittanceLines array to support multiple remittance lines. September 2021 1.0.2 - Updated the recipientName length to 40 characters.- Added maxLength to recipientName in the search endpoint.- Added...

Product notes
/api-library/disbursements/ver-1.1/documents/changelog

...new in Disbursements via Zelle API! In this release, we have added functionality to enhance the usability of the API. We have added new endpoints to retry a failed payment, to search payments, and to send enrollment invitations. See the latest API specification for all the details....

Product notes
/api-library/voyager-cards/ver-1.1/documents/changelog

...1.1 © 2022 U.S. Bank What's new in Voyager Cards We are delighted to announce the release of the Voyager Cards API, which includes the ability to read, control, and search for a card. NOTICE: This API now requires the use of mutual authentication, also known as mutual transport layer security...

Product notes
/api-library/wire-transfers/ver-1.1/documents/changelog

...2021 U.S. Bank Here's what’s new in Wire Transfers API! Revision History Version Highlights Release Date 1.0.1 Initial Release June 2021 1.1.0 Added "orderingCustomerDetails" object to the following endpoints:- Request body of "Initiate a Domestic Wire Transfer"- Request body of "Initiate...