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This enables U.S. Bank customers to permit access to their bank data for fintechs and data aggregators.

Akoya uses U.S. Bank APIs, Developer Portal and strong collaboration for easy integration.

Hear success stories from other clients using our retail banking APIs.

Collaborate to innovate.

Explore Data Toolbox – Transactions API

Access U.S. Bank retail banking customer-authorized transaction details.

Data Toolbox - Transactions

Get authorized access to retail banking consumer account details and create offerings to improve the financial services experience.

Data Toolbox - Accounts

View tax forms and account statements to provide time-saving opportunities for retail banking customers.

Data Toolbox - Documents

Validate account information to process a payment.

Account Validation

Get authorized access to consumer banking account, transaction and tax data.

Data Toolbox

Browse all available APIs for retail banking

Build solutions that get things done.

Whether you need to verify account identity and transaction activity, or provide recommendations, alerts and personalized offers, find the retail banking API to meet your needs.

RETAIL BANKING APIS

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Developer portal FAQ

GETTING STARTED

Access authorized consumer savings accounts and create personalized offers and services.

Use our Accounts feature to verify account identity and enhance security.

Step 1: Verify.

Get the current balance of the savings account. Then use the Documents feature to obtain spending habits.

Step 2: Access.

Compare the savings balance against consumer income and spend to see if it meets financial health indicators.

Step 3: Compare.

Offer your customer an increase to their balance if they have less than three months of income in their savings account.

Step 4: Recommend.

Help customers stay on top of payments and balances by analyzing deposits and payment frequency with our Transactions feature.

Step 5: Enrich.

API example: Data Toolbox

Here's an API frequently used to implement consumer financial data to enhance the customer experience.

See how it works.

Create value-added services when your systems are integrated directly with U.S. Bank retail banking APIs, including:
<ul>
<li>Secure authentication and account ownership.</li>
<li>Access account, statement and transaction details.</li>
<li>Define a consumer risk score to reduce fees and prevent fraud.</li>
<li>Offer new loan opportunities or account balance tools.</li>
</ul>