U.S. Bank downloads and stores cookies on your device when you visit our website. We use these cookies to better understand and improve your browsing experience by identifying most visited pages, personalizing content, and measuring site performance.

Essential cookies enable core functionality such as page navigation and access to secure areas. The website cannot function properly without these cookies; they can only be disabled by changing your browser preferences.

Performance cookies help us to improve our website by collecting and reporting information on its usage (for example, which of our pages are most frequently visited).

Cookie settings

Accounts

Corporate cards

Institutional

Lending

Payments & collections

Transportation

All APIs

API products

Solution Areas

Product Suites

Solutions

Dashboard

Resources and guides

Developers

Support tickets

Contact us

Support

See how an Oregon resort streamlined its payments to realtors with U.S. Bank and Zelle®.

Simple and secure: how Sunriver Realty leveraged faster payments for happier agents.

Hear success stories from other clients using our treasury management APIs.

Collaborate to innovate.

Enable partner applications to securely originate same-day, standard ACH payment (credit) or collection (debit) requests.

ACH Originations

Enable client and partner applications to initiate and retrieve details of domestic account transfers.

Account Transfers

Validate account information to process a payment.

Account Validation

Originate check payable requests quickly and easily through a secure, user-friendly interface.

Check Payables

Explore Corporate Account Information API

Instantly access company bank account, credit card balances, transactions and statements.

Corporate Account Information

Explore our Disbursements via Zelle® API

Fast, safe and easy. Send money directly to your customer's bank account using just an email address or U.S. mobile number.

Disbursements via Zelle®

Automate the U.S. Bank client’s end customer virtual account opening process. This API is only available for U.S. Bank FBO partners.

Corporate Onboarding

Enable customer digital payments and eliminate the need for applications to store sensitive payee account data.

Payee Choice

Reduce data risk on your application by tokenizing, validating and storing your payee's account details, card numbers and other sensitive information in a highly secure enclave.

Payee Token+

Originate a real-time payment (RTP) with the option to automatically fall back to either an ACH or a wire transfer.

PaySmart

Manage fraud prevention services with greater speed and efficiency. 

Positive Pay

Allow U.S. Bank clients and partners to send money to a receiver's debit card, using the Visa® network.

Push to Card

Transfer receivables data with the bank through a simple, straightforward interface.

Receivables

Onboard the ACH Originations, Instant Payments, Check Payables, Positive Pay, Corporate Account Information and Account Transfers APIs at once.

Treasury Builder

Enable client and partner applications to validate accounts, tokenize accounts and move money using tokens.

Tokenized Payments

Power your customers’ money transfer needs securely and efficiently with a bundle of APIs you can onboard in a single integration. This API is limited to qualified partners.

U.S. Bank FBO Account

Enable client and partner applications to initiate and retrieve details of domestic and international wire transfers. 

Wire Transfers

Automate the reconciliation and reporting needs of your U.S. Bank customer’s virtual accounts. This API is only available for U.S. Bank FBO partners.

Virtual Account Reporting

Browse all available treasury management APIs.

Build solutions that get things done.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2023 U.S. Bank.

Whether you need to accelerate payments for procurement operations, refunds for a customer or employee reimbursements, discover the treasury API to meet your needs.

TREASURY MANAGEMENT APIS

Streamline your embedded payment and cash management experiences with integrated solutions from trusted U.S. Bank Global Treasury Management partners.

Explore our growing list of integrated partners. Check back often – new partnerships are coming soon.

Find a partner

If you’re a technology provider with software that makes sense for our clients, we’d like to hear from you.

Become a partner

Connected Partnership Network

Sign Up

Developer portal FAQ

GETTING STARTED

Issue faster payments to your customers.

Receive updates when customers submit requests for claims, refunds, rebates, etc.

Step 1: Review.

Offer your customer faster, direct-to-account payments.

Step 2: Recommend.

Using your customer’s U.S. mobile phone number or email address, easily confirm their enrollment status to receive Disbursements via Zelle®.

Step 3: Verify.

If your customer has a valid Zelle®&nbsp;account, send funds using the Disbursements via Zelle®&nbsp;API.

Step 4: Pay.

API example: Disbursements via Zelle® 

Validate account information to process a payment.

Obtain your business partner’s (vendor, supplier, etc.) account details when establishing or renewing relationships.

Step 1: Onboard.

Use the Account Validation API to confirm account ownership and status in real-time.

Step 2: Verify.

Receive information to make a confident, data-driven decision to pay.

Step 3: Decide.

API example: Account Validation

If APIs are just stacks of code, how can they help my business and customers?

See how it works.

Create flexible and seamless banking experiences for you and your customers. Connecting your systems directly to U.S. Bank treasury management APIs is fast and easy and allows you to:
<ul>
<li>Send and receive money.</li>
<li>Access account details.</li>
<li>Optimize digital transactions and accounting.</li>
<li>Mitigate risk and prevent fraud.</li>
</ul>
<a href="https://cashmgmt.usbank.com/flipbooks/API7531DL/">Check out our flipbook</a>&nbsp;to learn more about APIs and how they help boost your treasury services.

Grow your business with our APIs.

Feedback from you, your peers, our clients, world events, thought leaders, scientists and dreamers is part of the digital success of treasury API solutions.Build a product of your own special design, where process and management is as important as customer satisfaction, industry specifics and fundamental economics.

Discover APIs that are developed for fast and easy implementation, with minimal effort and no disruption to your business.

Easy

Be a part of a development process that relies upon actual client insights and goals, resulting in the most relevant solutions for any business size and industry.

Client-driven

Benefit from new connections and business possibilities with U.S. Bank and our network of strategic partnerships.

Dynamic

Build and implement API solutions with confidence backed by experience.

Here are helpful thought leadership articles for greater practical insights.

APIs are the digital bridges between businesses and banking, creating the real-time connectivity to deliver treasury efficiency and strategic value.